I am travelling overseas and then around Australia, what am I covered for while in Australia?
If you have an overseas policy and travel around Australia as a part of your trip, you would have cover as per the benefits on your overseas policy, excluding the following benefits (even if they are included in your overseas policy) while you are travelling domestically:
- Medical, hospital and evacuation cover
- Permanent disability
- Loss of income
- Passports, credit card and credit card fraud
- Theft of cash
- Delay of luggage and personal effects
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).