Am I covered for recreational motorcycle riding on a race track?

You are not automatically covered to ride a motorcycle. 

To have cover for riding a motorcycle, you will need to take out the Motorcycle Pack for an additional premium.
If you purchase the optional Motorcycle Pack, you will have cover if you have an accident while riding your motorcycle for recreational purposes only, and as long as you are NOT racing. 

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).