My motorbike has an engine displacement of more than 250cc, am I covered?

Cover is not automatically available for riding a motorcycle. If you require cover under our Motorcycle Pack for riding a motorcycle you need to purchase the Motorcycle Pack and pay the additional premium.

There is no limit to the engine displacement of the motorbike, provided you comply with the conditions of your policy including but not limited to: 

  • Have a current Australian motorcycle licence (Provisional or higher) valid for the same size of motorcycle, regardless of the local laws, and 
  • Licence valid for the country that you are riding in.

Note:

  • You must be aged 74 and under at the date of policy issue to purchase the Motorcycle Pack.
  • You must comply with the restrictions of your Provisional or higher motorcycle licence, regardless of the local laws.
  • Cover is not available under any benefits for the motorcycle itself, such as damage, loss or theft.
  • There is no cover for off road motorcycle riding.
  • As each individual’s circumstances are different, our claims team will assess each claim on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Read more about riding a moped, scooter or motorcycle overseas: