I’m a temporary resident of Australia — can I buy travel insurance if my health insurance ends when I leave for my holiday?

Unfortunately, you won’t be eligible for a Fast Cover travel insurance policy if your Australian private health insurance ends before your return to Australia. 

To be eligible, your private health insurance must remain valid for the entire duration of your trip and still be active when you return to Australia. This requirement ensures that if you are seriously injured overseas and need to be repatriated for treatment, you are covered when you arrive back in Australia. 

To be eligible for a policy as a temporary resident of Australia, you must meet all of the following conditions: 

• you are a non-permanent resident who holds a valid Medicare card or are covered by an Australian private health insurance policy that satisfies the government health insurance requirements for your visa type and remains valid beyond the period of your policy; and 
• your visa remains valid beyond the period of your return; and 
• you have a home in Australia to which you intend to return; and 
• your trip starts and ends in Australia; and 
• you hold a return ticket to Australia; and 
• you meet any other eligibility criteria we apply in the application process. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.