Can I take out a Frequent Traveller Saver policy for trips overseas, where I am not coming home in between the trips?

A Frequent Traveller Saver policy is designed for multiple trips within a 12-month period, but each trip must start and end at your home in Australia. In other words, you’ll need to return home between trips for them to be covered. 

When you buy this policy, you choose the maximum length for each trip, 15, 25, 40, or 63 days. If you stay overseas longer than the maximum trip duration you’ve chosen, any claims that happen outside that timeframe will not be covered. 

What you can do if one trip is longer but shorter than or equal to 63 days: 

• Upgrade your Frequent Traveller Saver policy to a longer trip duration (up to 63 days per trip). 
• Or, purchase a Single Trip policy to cover the extra days beyond your Frequent Traveller Saver limit. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.