Are cruises included in travel insurance policies?

Cruise cover is not automatically included in every policy. Fast Cover policies give you the option to add cruise cover when you need it, so you only pay for it if your trip involves a cruise. It is important to check whether cruise cover has been added to your policy before you travel. 

For frequent travellers aged 75 and under, a Frequent Traveller Saver policy automatically includes cruise cover. 

Always review the Product Disclosure Statement (PDS) carefully to understand how cruise cover applies, what benefits are included, and any limits or exclusions that may be relevant to your trip. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.