What is an unspecified item?

Unspecified items are your belongings which you bring with you on your trip, for which you have not paid an additional premium to increase the cover for them. They are not specifically listed on your certificate of insurance as a "Specified High Value item, so the standard item limits and depreciation applies to these items as listed in Benefit 14: Luggage and Personal Effects.

You do not need to declare Unspecified items to us, unless the item is lost, stolen or damaged and you make a claim for the items.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).