Are drones covered under my policy?

Cover is available for loss, theft, or damage to drones under the Luggage and Personal Effects benefit. By default, drones are only covered up to $750 and depreciation will apply.  

If your drone is worth more than this, you can choose to specify it on your policy, so it is covered for a higher amount without depreciation. Please note that specifying High Value Items can only be done under Comprehensive, Frequent Traveller Saver, and Snow Sports Plus policies.  

There is also no cover for mechanical breakdowns or if the drone simply stops working due to an internal fault or if the claim arises from the operation of a drone. There is no cover for drones that were transported in the cargo hold of any carrier. This does not apply in the case of personal electronic devices transported by aircraft if you are instructed by the airline or relevant authority to check the devices in due to government regulation. There is also no cover for the loss, theft or damage to a drone whilst in use, or confiscation of a drone by authorities whether in use or not. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.