Can I choose my own doctor if I get sick or injured?

You are free to choose your own medical practitioner or we can appoint an approved medical practitioner to see you, unless you are treated under a Reciprocal Health Agreement. 

You must, however, advise us of your admittance to hospital or your early return to Australia based on written medical advice. 

If you do not get the medical treatment you expect, we can assist you, however we (the Insurer) and the agents of the insurer, are not liable for any problems that result from you choosing your own medical practitioner.