Do I need to do a medical screening?

You may need to do a medical screening if you’d like cover for an existing medical condition or a pregnancy-related condition.   

We agree to list the relevant medical condition or pregnancy condition as covered on your Certificate of insurance. If any changes in health occur after we have listed any medical condition or pregnancy condition as covered and before the date of departure for your trip, the cover for those listed conditions are automatically excluded from the time the changes in health occurred, unless you undertake an additional medical screening and we agree to list them as covered.  

Any cover is subject to the other terms and conditions (including exclusions and limits) of the policy which may otherwise affect cover. Any rights we have will only be exercised to the extent permitted by applicable law.  

See General Exclusions that apply to all benefits in PDS. After the date of departure for your trip, We will not agree to list a medical condition as covered on your Certificate of insurance. No cover is provided under this policy for any claims arising from, or any way related to a medical condition or pregnancy condition which existed within the period of 3 years prior to the policy issue date, of any person who is not named on your Certificate of insurance, except as specifically considered as close relative conditions under Benefit 5: Trip Cancellation Expenses, Benefit 6: Trip Disruption Expenses or Benefit 7: Trip Resumption Expenses. 

If you’re unsure whether you need to complete a medical screening, you can always reach out to our friendly Customer Service team on 1300 409 322 or email info@fastcover.com.au. They’ll be more than happy to help you figure it out. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.