Do I need to do a Medical?
No, we don't require any medical forms to be completed prior to purchasing a policy.
We have a list of Pre-Existing Medical Conditions that we do cover (some restrictions apply), and anything NOT on that list is excluded from cover.
In the event of a claim you may be asked to provide your medical history.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).