How do I know if I am covered for an event?

Whether you are covered depends on the terms, conditions, limits, and exclusions set out in your travel insurance policy. The best way to check is to carefully read the Product Disclosure Statement (PDS) and your Certificate of Insurance, which confirm the benefits you selected, the level of cover you have, and any optional extras you purchased. 

If you are unsure, you can contact Fast Cover before you travel to ask questions about the policy wording. It’s important to remember that the cover is for unexpected events that occur during your trip, and every claim is assessed individually on a case-by-case basis to determine if it meets the requirements of your policy. 

Every claim will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.