When should I buy travel insurance for my IEC Working Holiday?

You can purchase your travel insurance up to 12 months before departure and as late as the day you leave, even right before boarding your flight. Buying early is recommended so your cancellation cover starts from the day your policy is issued. 

If you’ve already left Australia without insurance hence you are already overseas, you may still be eligible for  cover,  designed for travellers who forgot or delayed buying cover. Specific terms and conditions apply, and you’ll need to meet the eligibility criteria. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.