Are musical instruments covered?

Yes, provided you take reasonable measures to protect your musical instrument from damage and theft.

Musical instruments are covered for $750 as unspecified items. You can increase the cover for your musical instrument up to a maximum of $5000.

Note:

  • Basics policies do not provide cover for luggage, unless you have paid an additional premium to add luggage and personal effects cover to your policy.
  • If you have the Basics policy, It is not possible to increase the cover for your musical instrument.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).