Are the luggage benefits for a Family policy pooled?

• $30 000 in total for Comprehensive, Snow Sports Plus and Frequent Traveller Saver policies, 
• $15 000 in total for Domestic Plus policies, 
• $10 000 in total for Standard Saver policies,
• $4 000 in total for Basics policies (optional)

For example: If you have a Comprehensive family polices and one traveller listed on the policy submits a claim for $20 000 worth of lost luggage, the rest of the travellers can claim up to $10 000 for lost, stolen or damaged luggage.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).