Are the luggage benefits for a Family policy pooled?

Yes, the maximum your family can claim for lost, stolen or damaged luggage and personal effects is 
  • $30 000 in total for Comprehensive, Snow Sports Plus and Frequent Traveller Saver policies, 
  • $15 000 in total for Domestic Plus policies, 
  • $10 000 in total for Standard Saver policies,
  • $4 000 in total for Basics policies (optional)
For example: If you have a Comprehensive family polices and one traveller listed on the policy submits a claim for $20 000 worth of lost luggage, the rest of the travellers can claim up to $10 000 for lost, stolen or damaged luggage.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).