Who can apply for IEC travel insurance?

IEC travel insurance is available to Australian citizens and permanent residents of Australia who meet the following criteria: 

• You currently live in Australia 
• You hold a valid Australian Medicare card that remains valid beyond the period of your policy 
• You purchase your policy before your trip begins, or you meet the requirements for purchasing a policy while already overseas 
• Your trip both starts and ends in Australia 
• You meet any other eligibility conditions applied during the application process 

IEC policies are initially issued for 12 months, with the option to extend for up to another 12 months within 30 days prior to your departure date. The combined maximum cover period is 24 months. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.