Does travel insurance cover working holidays or overseas employment?
Fast Cover travel insurance can provide cover for Australians travelling overseas on a working holiday, as long as you meet the eligibility requirements set out in the Product Disclosure Statement (PDS).
Your policy is designed primarily for leisure travel. This means that if your work is non-manual or low-risk, such as hospitality, retail, or office-based work, you may still be eligible for cover.
It’s important to review the PDS to understand what types of work are covered and what activities are excluded. If you’re unsure, you can contact Fast Cover to confirm whether your planned work overseas fits within the policy’s definition of eligible activities.
Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.