My camera stopped working while I was overseas. Can I claim for this?

It’s important to know that there’s no cover if your camera stops working due to an electrical, electronic or mechanical breakdown. If it simply stopped functioning on its own and wasn’t affected by an insured event, this type of failure isn’t covered. 

If your camera is accidentally damaged while overseas, you may be able to claim for the repair or replacement cost, depending on the circumstances. There is no cover for ordinary wear and tear or deterioration over time. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.