What is a Family policy?

A Family policy is a policy for:
  • you, your spouse (or someone legally recognised in Australia as your de facto partner) and your dependants; or
  • you, your spouse (or someone legally recognised in Australia as your de facto partner) and your grandchildren; or
  • you, your son or daughter and your grandchildren.

Note:

  • If you have a single parent family, or are travelling with your children or grandchildren and not your spouse (or someone legally recognised in Australia as your de facto partner), you can take out a Single policy and your children or grandchildren can be covered under your Single policy.
  • Family policies provide cover for a traveller and their spouse or partner or son and daughter who are travelling together for at least 75% of the trip itinerary, and dependant children travelling with at least one of the adults listed on the certificate of insurance for 100% of the person travelling’s itinerary. Dependant children may be the relevant adult’s children or grandchildren.

Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS).