Am I covered to do trail bike riding?

If you are riding a motorcycle: 

• You must take out the Motorcycle Pack to have cover to ride a motorcycle and pay the additional premium. 
• You have cover to ride on both sealed and unsealed public roads. 
• There is no cover for riding off-road, motocross, jumping, racing or competing of any sort.

If you are riding a bicycle: 

• There is cover for recreational mountain biking, which means riding a bike in a forest, mountain trails and up and down hills.
• There is no cover for racing, jumping, downhill mountain biking or competing of any sort.