Search results for Personal Liability Insurance

1475 articles found

  • Is my child covered if they are going on an amateur bike race overseas?

    No. There is no cover under Fast Cover travel insurance policies for participation in bike races, including amateur events. Cover is not available for any type of race unless it is conducted on foot

  • Am I covered if my tour company collapses?

    If your tour company experiences financial collapse, there is no cover under Fast Cover travel insurance policies for any losses that arise. This means that costs such as prepaid bookings or deposits

  • What is the meaning of a Dependant?

    For the purposes of our policies, means your children or grandchildren not in full time employment who are under the age of 21 and travelling with at least one of the adults listed on the certificate

  • Is it dangerous to travel while pregnant?

    Travelling while pregnant isn’t inherently dangerous if precautions are taken including consulting your doctor before you travel, opting for destinations with good healthcare access, and following

  • Is mountaineering covered?

    Mountaineering is not covered under any of the Fast Cover travel insurance policies, even if you have purchased the Adventure Pack. This means there is no cover for any claims arising from

  • Is spear fishing covered?

    Spearfishing is not covered under Fast Cover travel insurance policies. This means there is no cover for any claims arising from participation in spearfishing, regardless of your policy type or

  • Is Regulated or licensed ballooning covered?

    Regulated or licensed ballooning is included under Fast Cover travel insurance policies, provided the activity is conducted with a regulated and licensed operator. Whether a claim for ballooning is

  • Are surface water activities covered?

    Surface water activities (other than Sailing) up to 2 nautical miles off any land mass, including body boarding, body surfing, paddle boarding, surfing, skim boarding, windsurfing are covered under

  • Am I covered for Motocross riding?

    There is no cover under Fast Cover travel insurance policies for motocross riding, whether on a motorbike or a bicycle. This means there is no cover for any claims arising from participation in

  • Is Aqua zorbing covered?

    Aqua zorbing is included under Fast Cover travel insurance policies., provided the activity is not undertaken in a professional or competitive capacity. Whether a claim for aqua zorbing is payable

  • Do you cover fencing?

    Fencing is included under Fast Cover travel insurance policies., provided the activity is not undertaken in a professional or competitive capacity. Whether a claim for fencing is payable will depend

  • Am I covered for cross-country mountain biking?

    Cross-country mountain biking is not covered under Fast Cover travel insurance policies, even if you have purchased the Adventure Pack. This means there is no cover for any claims arising from

  • Am I covered for Dirt Bike riding?

    Cover is not available under any Fast Cover travel insurance policies for riding off-road, including dirt bike riding, even if you have purchased the Adventure Pack. This means there is no cover for

  • Am I covered for riding a Hoverboard?

    Riding a hoverboard is not covered under Fast Cover travel insurance policies, even if you have purchased the Adventure Pack. This means there is no cover for any claims arising from participation in

  • Is Soccer covered?

    Soccer is included under Fast Cover travel insurance policies, provided the activity is not undertaken in a professional capacity. Whether a claim for soccer is payable will depend on your policy

  • Is Golf covered?

    Golf is included under Fast Cover travel insurance policies, provided the activity is not undertaken in a professional capacity. Whether a claim for golf is payable will depend on your policy type,

  • Am I covered if I am doing Volunteer Work overseas?

    Volunteer work overseas may be included under your travel insurance policy, depending on the type of work you are undertaking. Reach out to our Customer Service Team on 1300 409 322 or

  • Is Orienteering covered?

    Orienteering is included under Fast Cover travel insurance policies, provided the activity is not undertaken in a professional capacity. Whether a claim for orienteering is payable will depend on

  • Am I covered for flights if my car or campervan breaks down?

    Travel insurance does not provide cover for the cost of flights or other transport if your private car or campervan breaks down. Policies are designed to cover disruptions caused by specific insured

  • What does ‘Reciprocal Health Care Agreement’ means?

    A ‘Reciprocal Health Care Agreement’ (RHCA) is an agreement between the Australian Government and certain other countries that allows Australians to access public healthcare for medically necessary

  • If I am overseas and I claim for cancellation expenses for a trip which is within my travel dates, does my policy end?

    If you are already travelling: If your trip is unexpectedly disrupted and it is for reasons that you can claim for, you can submit a claim for trip disruption expenses and your policy will not end.

  • I have strong pain in my teeth, am I covered to get treatment?

    The Overseas Emergency Dental benefit provides cover for the cost of overseas emergency dental treatment for dental costs incurred during your trip, in which the treating dentist certifies in writing

  • What are some common health risks for backpackers?

    Backpackers may face various health challenges depending on their destinations. Common health risks include: Food and waterborne illnesses like traveler's diarrhea Mosquito-borne diseases such as

  • Am I covered if my travelling companion is hospitalised for a pre-existing medical condition?

    Depending on the policy you have chosen and the terms and conditions of your policy, as well as your specific circumstances, you may be eligible for cover under your Fast Cover travel insurance

  • Am I covered for horse riding?

    Horse riding is included under Fast Cover travel insurance policies. However, there is no cover if the activity involves competitions, equestrian events, steeple chasing, jumping, or polo. Whether a

  • Is Indoor rock climbing covered?

    Indoor rock climbing is included under Fast Cover travel insurance policies, provided the activity is carried out under appropriate supervision and undertaken recreationally. Whether a claim for

  • I’m doing a bicycle tour, am I covered?

    Bicycle tours with a licenced operator are included under Fast Cover travel insurance policies, provided the activity does not involve racing, motocross, BMX, cross-country, or downhill mountain

  • Am I covered for Jetboating?

    Jetboating is included under Fast Cover travel insurance policies, provided the activity is undertaken with a licensed operator and does not involve competition, racing, stunts, or jumping off ramps.

  • Is Paintball covered?

    Paintball is included under Fast Cover travel insurance policies, provided you wear appropriate eye protection during the activity. The activity must not be undertaken in a professional or

  • Is Dancing covered?

    Dancing is included under Fast Cover travel insurance policies, provided the activity is not undertaken as part of a competition or in a professional capacity. Whether a claim for dancing is payable

  • Is Canyon swinging covered?

    Canyon swinging is included under Fast Cover travel insurance policies. It’s a condition of cover for all activities that you act in a reasonable way to protect yourself. Whether a claim for canyon

  • Is Gymnastics covered?

    Gymnastics is included under Fast Cover travel insurance policies, provided the activity is not undertaken as part of a competition or in a professional capacity. Whether a claim for gymnastics is

  • How much cover is provided for Overseas Emergency Medical & Hospital Expenses?

    Fast Cover travel insurance provides unlimited cover for Overseas Emergency Medical and Hospital Expenses across Comprehensive, Standard Saver, Basics, Snow Sports Plus, and Frequent Traveller Saver

  • Is equipment that I hire during my trip covered under the luggage benefit?

    Hired equipment isn’t covered under the luggage benefit. The cover only applies to items that belong to you, and hired or rented equipment doesn’t meet that requirement. If hired gear is lost, stolen

  • Am I covered if I am working on a medical ship travelling to Papua New Guinea?

    You may be eligible for a Fast Cover travel insurance policy, provided you meet the conditions for purchasing a policy as set out in the Product Disclosure Statement (PDS) and you take out a Cruise

  • Can Fast Cover arrange medical evacuation?

    In some circumstances, Fast Cover’s team may be able to coordinate approved medical evacuation or repatriation if you must be transported to the nearest hospital for emergency medical treatment or be

  • Am I covered for quarantine expenses if a government announces quarantine on arrival at my destination?

    No, there is no cover for any quarantine expenses, testing, or trip cancellations that result from a government authority announcing a mandatory quarantine for travellers arriving from your departure

  • What should I do if there is an emergency in Bali?

    If you experience an emergency while in Bali, seek help right away: Go to the nearest hospital, doctor, or police station for immediate assistance. If you have a Fast Cover travel insurance policy,

  • What happens if I can also make a claim from someone else?

    If another person, company, or provider is responsible for your loss or expense, you’ll need to seek compensation from them first. Travel insurance is designed to step in once you’ve done this. If

  • Does the Basics policy cover for repatriation/cremation?

    Cover is available under the Fast Cover’s Basics policy for the reasonable cost of either a funeral or cremation overseas and/or of bringing your remains back to Australia (repatriation) if you die

  • What size motorbike am I covered to ride overseas?

    Cover is available under our policies to ride a moped, scooter or motorcycle with an engine capacity under 125cc and greater than 125cc but you will need to purchase the Motorcycle Pack and pay the

  • Am I covered for riding a Segway?

    Segway tours are included as a listed activity under the Adventure Pack. This means the Adventure Pack add-on can be purchased with your Fast Cover travel insurance policy for the activity to be

  • Is sandboarding or sandsurfing covered?

    Sandboarding is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to

  • Is Abseiling covered?

    Abseiling is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to be

  • Are Gym activities covered?

    Gym activities are included under Fast Cover travel insurance policies, provided the activity does not involve power-lifting. Gymnastics is covered as well but the activity must not in a professional

  • Are leisure activities covered?

    Leisure activities are included under Fast Cover travel insurance policies. These are activities involving minimal physical exertion and undertaken for relaxation or pleasure—for example,

  • Is skateboarding, roller skating, inline skating covered?

    Skateboarding, roller skating, and inline skating are included under Fast Cover travel insurance policies, provided the activity does not involve vert skating or acrobatics. The activity must not be

  • Is Go-karting covered?

    Go-karting is included under Fast Cover travel insurance policies, provided the activity is not undertaken in a professional capacity. It’s a condition of cover for all activities that you act in a

  • Is Racing on foot covered?

    Racing on foot is included under Fast Cover travel insurance policies for race distances up to and including a full marathon (42.2 kilometres or 26.2 miles). The activity must not be undertaken in a

  • Is Fishing covered?

    Fishing is included under Fast Cover travel insurance policies, provided it is done on land or within 2 nautical miles of a land mass. The activity must not be undertaken in a professional capacity.