Search results for Personal Liability Insurance

1475 articles found

• What does ‘travel arrangements’ mean in travel insurance?

  Although the term is not specifically defined in the PDS, ‘travel arrangements’ generally refers to transport such as flights, trains, or cruises, as well as accommodation, organised tours, and

• What does ‘Public Place’ mean in travel insurance?

  ‘Public Place’ generally means any location where the public has access. This can include transport and transit areas such as planes, trains, trams, buses, taxis, cruise ships, airports, bus

• Does travel insurance cover ransom payments for kidnapping?

  Travel insurance does not provide cover for ransom payments in the event of a kidnapping. This type of cost is excluded from all Fast Cover policies. Every claim is reviewed individually on a

• Are travel money cards covered by travel insurance?

  Travel money cards may be covered under Fast Cover travel insurance in certain situations, however, it depends on how the loss occurs and whether it meets the policy conditions. Every claim is

• What does ‘Injury date’ mean in travel insurance?

  ‘Injury date’ generally means the earliest of the following: The date your medical practitioner reasonably diagnoses as the most likely date of the injury. The date you first became aware of the

• What travel insurance region is French Polynesia in?

  For Fast Cover travel insurance purposes, French Polynesia comes under the South Pacific region. Always check the PDS carefully for all the details so you know exactly what’s included before you

• What travel insurance region is Faroe Islands in?

  For Fast Cover travel insurance purposes, Faroe Islands comes under the Europe region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide to

• What travel insurance region is Falkland Islands in?

  For Fast Cover travel insurance purposes, Falkland Islands comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We cannot provide

• What travel insurance region is French Guyana in?

  For Fast Cover travel insurance purposes, French Guyana comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We cannot provide cover

• What travel insurance region is Hamilton Island in?

  For Fast Cover travel insurance purposes, Hamilton Island comes under the Australia region and is considered a domestic destination. Always check the PDS carefully for all the details so you know

• What travel insurance region is Fraser Island in?

  For Fast Cover travel insurance purposes, Fraser Island comes under the Australia region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide to

• What travel insurance region is East Timor in?

  For Fast Cover travel insurance purposes, East Timor comes under the South East Asia region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide

• What travel insurance region is Dominican Republic in?

  For Fast Cover travel insurance purposes, Dominican Republic comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We cannot provide

• What travel insurance region is France, Metropolitan in?

  For Fast Cover travel insurance purposes, France, Metropolitan comes under the Europe region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide

• What travel insurance region is El Salvador in?

  For Fast Cover travel insurance purposes, El Salvador comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We cannot provide cover for

• What travel insurance region is Equatorial Guinea in?

  For Fast Cover travel insurance purposes, Equatorial Guinea comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We cannot provide

• What travel insurance region is Balearic Islands in?

  For Fast Cover travel insurance purposes, Balearic Islands come under the Europe region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide to

• I’m a business traveller — how does GST affect my claim?

  If you are travelling for business and are entitled to claim an input tax credit (ITC) for expenses you’ve claimed on your travel insurance, the amount we pay will be reduced by the value of that

• Will travel insurance cover trip cancellation for any reason?

  No, travel insurance does not cover cancellation for any reason. For example: If you are unexpectedly sick and the doctor can confirm that you are unable to travel, you may be able to claim for the

• Air New Zealand travel insurance what does it cover?

  If you’re flying with Air New Zealand, our cancellation benefit can provide you with cover for your flights in case you’re unexpectedly unable to travel. For information on what Air New Zealand

• How much does insurance cost for a rental vehicle?

  Rental vehicle insurance cost will depend on the company that you are purchasing it from. At Fast Cover, the cost of car rental insurance excess depends on the type of overseas holiday (including but

• Does Fast Cover Travel Insurance cover car hire excess?

  Overseas Travel insurance does not automatically include rental vehicle insurance excess cover. You can choose to cover your rental vehicle insurance excess up to $8000 and pay the additional

• Is training for basketball covered under my travel insurance?

  Training in amateur basketball is included as a listed activity under the Adventure Pack. This means you must purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the

• How will I receive my travel insurance claim number?

  Once you lodge a claim with Fast Cover, a claim number will be issued to you. This number is a unique identifier for your claim and is different from your policy number. The way you receive your

• When should I buy travel insurance for the Netherlands?

  Consider purchasing travel insurance for the Netherlands when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip

• What Type of Travel Insurance Does My Family Need?

  Every traveller and every family's individual needs are different, so it is important that you research travel insurance options and work out which features may be suitable for you and your families'

• Can I buy a Fast Cover travel insurance policy?

  You may be eligible to buy a Fast Cover travel insurance policy if you meet certain criteria. For Australian citizens and permanent residents: You currently reside in Australia, and You hold a valid

• When should I buy a domestic travel insurance policy?

  Consider purchasing domestic travel insurance for Australia when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip

• What is the meaning of 'Off-piste' in travel insurance?

  Off-piste means any area away from prepared ski runs that Is outside of resort boundaries and is where skiing or snowboarding is allowed. Off-piste areas are often more adventurous, with powder snow,

• Is there travel insurance for hiking above 4000 m?

  Fast Cover provides travel insurance for hiking above 4000 m (and up to 6000 m) with our add-on Adventure Pack. You can consider adding on the Adventure Pack for hiking, trekking or tramping, peaking

• Can I get trekking travel insurance with helicopter rescue?

  For overseas treks, if you have a serious medical or life-threatening emergency, Fast Cover’s trekking travel insurance cover includes the Overseas Emergency Medical Evacuation and Repatriation

• How will I receive my travel insurance policy documents?

  Once your policy has been paid for, you can choose how you’d like to receive your documents: By email – This is the fastest option. Your Certificate of Insurance and Product Disclosure Statement

• How can I retrieve a lost travel insurance quote?

  If you still have your quote number, you can enter it on the Fast Cover website to retrieve your original quote. If it’s still valid, you can continue your application or make changes. If you don’t

• Can I buy travel insurance if I’m relocating overseas?

  Fast Cover travel insurance is designed for Australian residents who are travelling temporarily and plan to return home at the end of their trip. If you’re moving overseas permanently and don’t

• How do I get a 12-month travel insurance quote?

  You can get a 12-month quote by entering your trip details on the Fast Cover website and selecting travel dates that cover the full 12 months. The system will generate a personalised quote based on

• How do I choose a Comprehensive travel insurance policy?

  Choosing a Comprehensive travel insurance policy depends on your individual travel plans and what level of protection you want while overseas. Each policy outlines the benefits provided, such as

• How to Buy Family Travel Insurance at Fast Cover

  If you wish for your family to be covered under one policy, you may be able to apply for cover. Fast Cover’s simple quote process can be completed online or over the phone to help you get a Family

• Does travel insurance cover refunds for cancelled day tours?

  If your pre-paid day tours are cancelled due to a reason covered by your policy and you cannot recover the cost from the tour provider, you may be able to claim these expenses under Trip Cancellation

• Can you buy travel insurance after booking a flight?

  You can buy travel insurance after booking your flight, as long as it’s before your trip begins. Policies can be issued right up until the day of departure, even just before boarding, provided you

• Does travel insurance cost more if I’m already overseas?

  Our policies are priced depending on your age, where you're travelling to, how long you're travelling for and the type of activities that you'll be doing. From our experience, a traveller who buys a

• Does travel insurance for Hong Kong cover natural disasters?

  Hong Kong has a subtropical climate with a typhoon season typically from May to November which can lead to flooding. So, if you’re planning a trip to Hong Kong, consider taking out a travel insurance

• When should I buy travel insurance for Hong Kong?

  Consider purchasing travel insurance for Hong Kong when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation

• When should I buy travel insurance for Sri Lanka?

  Consider purchasing travel insurance for Sri Lanka when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation

• Does travel insurance for Sri Lanka cover natural disasters?

  Sri Lanka’s tropical climate is prone to monsoons which can cause flooding and landslides. So, if you’re planning a trip to Sri Lanka, consider taking out a travel insurance policy as soon as you pay

• When should I buy travel insurance for New Caledonia?

  Consider purchasing travel insurance for New Caledonia when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation

• When should I buy travel insurance for New Zealand?

  Consider purchasing travel insurance for New Zealand when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation

• Does travel insurance for New Caledonia cover natural disasters?

  New Caledonia is prone to cyclones and heavy rainfall, particularly between November and April, which can lead to flooding and transport delays. So, if you’re planning a trip to New Caledonia,

• Does travel insurance for New Zealand cover natural disasters?

  New Zealand can experience earthquakes and volcanic activity, especially in regions in the North Island. Severe weather events, which could include heavy snow in alpine areas may also impact travel.

• When should I buy travel insurance for South America?

  Consider purchasing travel insurance for South America when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation

• Does travel insurance for South America cover natural disasters?

  South America is a region with diverse landscapes that are vulnerable to natural events such as earthquakes, floods, volcanic eruptions, and extreme weather, all of which can impact travel. So, if