Search results for Personal Liability Insurance

1475 articles found

  • Am I covered if I have a stopover in a different country?

    If you have a stopover in a different country or region, your Fast Cover Travel Insurance policy may provide cover for up to 48 hours, provided you remain in transit. Transit is defined as any

  • What is the Domestic region?

    For Fast Cover’s travel insurance purposes, the Domestic Plus policy provides cover for travel to destinations within the Domestic region, provided your travel destination is at least 200km away from

  • What am I covered for if a family member is hospitalised before or during my holiday?

    Depending on the level of cover you have chosen and the circumstance of the situation, you may be able to claim under certain benefits if your “Close relative” (as defined in the Product Disclosure

  • Do I need to add on the Adventure pack for doing the rock wall climbing on the ship?

    Outdoor rock wall climbing on a cruise is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance

  • Am I covered if I have cold or flu like symptoms and choose not to travel?

    You may be eligible for cover if you are certified by a medical practitioner as medically unfit to travel due to illness, depending on your circumstances, sickness/symptoms, the type of policy you

  • What does the Reciprocal Health Care Agreement with New Zealand provide cover for?

    Australia’s Reciprocal Health Care Agreement (RHCA) with New Zealand provides cover for certain medical costs. In order for the RHCA to cover your medical costs in New Zealand, medical care must be:

  • Can I claim for the cost of a new ticket if I miss my flight?

    Depending on the policy you have chosen and your circumstances, you may be eligible to claim for the reimbursement of reasonable additional travel expenses which you cannot recover from any other

  • What does the Reciprocal Health Care Agreement with Italy provide cover for?

    Australia’s Reciprocal Health Care Agreement (RHCA) with Italy provides cover for certain medical costs. In order for the RHCA to cover your medical costs in Italy, medical care must be: Medically

  • What does the Reciprocal Health Care Agreement with Ireland provide cover for?

    Australia’s Reciprocal Health Care Agreement (RHCA) with the Republic of Ireland provides cover for certain medical costs. In order for the RHCA to cover your medical costs in Ireland, medical care

  • What happens with the premium that I pay?

    The premium you pay for your travel insurance is used to provide cover under your policy and to meet associated costs.

  • What does the Reciprocal Health Care Agreement with the Netherlands provide cover for?

    Australia’s Reciprocal Health Care Agreement (RHCA) with the Netherlands provides cover for certain medical costs. In order for the RHCA to cover your medical costs in the Netherlands, medical care

  • Can I see a doctor, physiotherapist or chiropractor while I'm on my overseas trip?

    If you are unexpectedly sick or injured while overseas, your Fast Cover Travel Insurance policy may provide cover for your medical expenses under the medical expenses related benefits Depending on

  • Where does Fast Cover have a call centre?

    Fast Cover’s customer service, claims and emergency assistance teams are all based locally in Australia. Fast Cover Travel Insurance does not use any offshore call centres.

  • Am I covered if my belongings are stolen from my tent while I’m camping?

    No, belongings stolen from a tent are not covered if the tent is left unattended, even if it was zipped up or secured. For a claim to be considered under the Luggage and Personal Effects benefit,

  • Can I remove the snow cover from my Domestic Plus policy because I don't need it?

    Snow Sports cover is automatically included with all domestic policies provided by Fast Cover. It is not possible to remove Snow Sports cover from a Domestic Plus travel insurance policy.

  • Are new phones bought during my trip affected by depreciation?

    If you happen to buy a new phone while you are overseas and something happens to it during your trip, Fast Cover treats this a little differently from items you owned before travelling. Phones and

  • What does Travel Delay Expenses cover?

    This benefit reimburses you up to $200 for each traveller (excluding dependants travelling with their parents or grandparents on Single or Family policies) listed on the Certificate of insurance for

  • Is it safe to travel to Vietnam?

    Whilst Vietnam is typically considered a safe destination for Australian travellers, it’s important to stay informed about local conditions and follow safety advice from the Australian Government via

  • Is the premium the same for all ages between 18–59 years old?

    No, the premium is not the same. The cost of your travel insurance is calculated individually and can vary depending on factors such as your exact age within the 18–59 range, your destination, trip

  • Is Fast Cover an Australian owned company?

    Yes. Fast Cover Travel Insurance is proudly 100% Australian owned and operated, supporting a wide range of Australian travellers heading overseas and travelling domestically. Our customer service

  • What should I do if my phone is stolen during my trip?

    If your mobile phone is stolen while you are travelling, you must take the following steps to support any potential claim: You must report the loss or theft as soon as practicable, but preferably

  • Are the luggage benefits on a Family policy pooled together?

    Yes. On a Family policy, the luggage and personal effects benefit is shared across everyone listed on the policy. This means the entire family draws from one combined limit rather than receiving

  • Is it safe to travel to Japan?

    Japan is considered one of the safest countries in the world for travellers. However, it’s always wise to stay informed about local conditions and follow safety advice from the Australian Government

  • What should I take on a cruise?

    Packing the right items for your cruise can ensure an enjoyable cruise holiday. Your cruise ship packing checklist should include travel documents, sunscreen, comfortable clothing, and travel

  • Is it safe to travel to Nepal?

    While changing civil, political, and climate conditions may affect the safety of travelling to Nepal, it remains a popular destination for Australian travellers. It's important to stay informed about

  • Is it safe to travel to Scotland?

    Scotland is a popular destination for Australian travellers and is generally considered very safe. Changing civil, political and climate conditions may affect travel safety, so it's important to stay

  • Is it safe to travel to Vanuatu?

    While Vanuatu is a popular destination for Australian travellers, changing civil, political and climate conditions may affect whether Vanuatu is considered a safe destination. It's important to stay

  • Is it safe to travel to the UK?

    While Australian travellers often consider the UK a popular destination, changing civil, political, and climate conditions may affect its safety as a travel destination. It's important to stay

  • Who do I call if I need medical assistance overseas?

    If you have a policy with Fast Cover and experience an emergency while you are travelling overseas, contact our Worldwide 24/7 Emergency Assistance team. Read more about what to do in an emergency:

  • What details should I have ready when I call 24/7 Emergency Assistance?

    To help us, if possible, please be prepared with: Your travel insurance policy number A phone number we will be able to call you back on A description of what has occurred and what you need If you

  • Is it safe to travel to France?

    Whilst France is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether France is considered a safe destination to travel to. It's

  • Is it safe to travel to Switzerland?

    While Switzerland is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Switzerland is considered a safe destination to travel to.

  • Is it safe to travel to Spain?

    Whilst Spain is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Spain is considered a safe destination to travel to. It's

  • Is it safe to travel to Turkey?

    Whilst Turkey is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Turkey is considered a safe destination to travel to. It's

  • Is it safe to travel to Ireland?

    Whilst Ireland is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Ireland is considered a safe destination to travel to. It's

  • Is it safe to travel to Germany?

    Whilst Germany is a popular destination for Australian travellers, changing civil, political and climate conditions may affect whether Germany is considered a safe destination to travel to. It's

  • Is it safe to travel to Norway?

    While Norway is a popular destination for Australian travellers, changing civil, political and climate conditions can change whether Norway is considered a safe destination to travel to. It's

  • Is it safe to travel to Sweden?

    Whilst Sweden is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Sweden is considered a safe destination to travel to. It's

  • Is it safe to travel to Samoa?

    While Samoa is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Samoa is considered a safe destination to travel to. It's important

  • Is it safe to travel to Croatia?

    Whilst Croatia is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Croatia is considered a safe destination to travel to. It's

  • Is it safe to travel to Dubai?

    Whilst Dubai is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Dubai is considered a safe destination to travel to. It's

  • Is it safe to travel to Denmark?

    Whilst Denmark is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Denmark is considered a safe destination to travel to. It's

  • Is it safe to travel to Fiji?

    Whilst Fiji is a popular destination for Australian travellers, changing civil, political and climate conditions may affect whether Fiji is considered a safe destination to travel to. It's important

  • Is it safe to travel to Wales?

    While Wales is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Wales is considered a safe destination to travel to. It's important

  • Is it safe to travel to Laos?

    While Laos is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Laos is considered a safe destination to travel to. It's important

  • Is it safe to travel to Italy?

    While Italy is a popular destination for Australian travellers, changing civil, political and climate conditions may influence whether Italy is considered a safe destination to travel to. It's

  • Is it safe to travel to South Korea?

    South Korea is generally considered very safe for tourists. The country has low crime rates, excellent infrastructure, and is well-prepared for visitors. As with any international destination, it’s

  • Is it safe to travel to Canada?

    While Canada is a popular destination for Australian travellers, changing civil, political and climate conditions may affect whether Canada is considered a safe destination to travel to. It's

  • Is it safe to travel to Europe?

    Whilst Europe is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Europe is considered a safe destination to travel to. It's

  • Is it safe to travel to Malaysia?

    Whilst Malaysia is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether Malaysia is considered a safe destination to travel to. It's