Search results for Personal Liability Insurance

1475 articles found

• Can I take out travel insurance for backpackers already abroad?

  Yes! If you have left Australia and forgotten to take out backpacker travel insurance, you can buy an Already Overseas policy for your backpacking trip, provided you’ve: been overseas for less than

• When should I buy travel insurance for a solo trip?

  It’s up to you when to buy your travel insurance for your solo trip, but many travellers choose to purchase it as soon as they book their trip. That’s because the Trip Cancellation Expenses benefit

• How can single parent families buy a travel insurance policy?

  Single parents travelling with their own children can take out a Single policy. Children can be added to the policy for an additional charge, provided they are: Under 20 years of age, and Not in

• Does travel insurance cover the care of a newborn overseas?

  Under Fast Cover travel insurance, the care of a newborn is not covered. This includes medical treatment, hospital costs, ongoing case, or any expenses related to a baby born during your trip. If

• When should I buy travel insurance for Papua New Guinea?

  Consider purchasing travel insurance for Papua New Guinea when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip

• Does travel insurance for Papua New Guinea cover natural disasters?

  Papua New Guinea is prone to natural disasters such as earthquakes, volcanic eruptions, and landslides, particularly in mountainous and coastal areas. So, if you’re planning a trip to Papua New

• Do I have a medical condition for travel insurance purposes?

  A Medical Condition means any bodily or physical injury, physical defect, illness, disease or other medical or dental Condition or sign or symptom of these things, the applicable person: required

• Do you have travel insurance policies with no medical cover?

  Fast Cover offers a Domestic Plus policy that does not include cover for medical expenses. This is because when travelling within Australia, Australian residents are usually covered for medical

• What is the Europe region under my travel insurance policy?

  When you select the Europe region for your travel region under a Fast Cover travel insurance policy, your cover includes more than just travel within Europe. For the purposes of your policy,

• Do I need travel insurance for a trip to Thailand?

  Depending on the policy chosen, travel insurance for Thailand can help to better prepare you to deal with unexpected and unforeseen circumstances such as injury or sickness as well as trip

• How can a group get a travel insurance quote together?

  Travel insurance quotes are based on the number of travellers, their ages, destinations, and trip details. When travelling as a group, you can either: Get one policy that fits the group type, such as

• What travel insurance region is the United Arab Emirates in?

  For Fast Cover travel insurance purposes, the United Arab Emirates comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot

• Does travel insurance cover travellers on a KITAS residence visa?

  Travel insurance is usually designed to cover travellers who are intending to come back home to Australia. If you are on a KITAS residence visa and not intending to come home to Australia, you may

• Who can apply for travel insurance for IEC trip purposes?

  Travel insurance for IEC trip purposes is available to Australian citizens and permanent residents of Australia who meet the following criteria: You currently live in Australia You hold a valid

• What travel insurance region is Taiwan (Province of China) in?

  For Fast Cover travel insurance purposes, Taiwan (Province of China) comes under the Asia region. Always check the PDS carefully for all the details so you know exactly what’s included before you

• What travel insurance region is the Syrian Arab Republic in?

  For Fast Cover travel insurance purposes, the Syrian Arab Republic comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot

• What travel insurance region is the Northern Mariana Islands in?

  For Fast Cover travel insurance purposes, the Northern Mariana Islands comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot

• What travel insurance region is the U.S. Virgin Islands in?

  For Fast Cover travel insurance purposes, the U.S. Virgin Islands comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot

• What travel insurance region is Svalbard & Jan Mayen in?

  For Fast Cover travel insurance purposes, Svalbard & Jan Mayen comes under the Worldwide region. Always check the PDS carefully for all the details so you know exactly what’s included before you

• What travel insurance region is Saint Kitts and Nevis in?

  For Fast Cover travel insurance purposes, Saint Kitts and Nevis comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot provide

• Can I add bicycle cover to my travel insurance policy?

  You can add the Bicycle Pack to certain travel insurance policies, including Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus, and Frequent Traveller Saver. This optional add-on

• What travel insurance region is Wallis & Futuna Islands in?

  For Fast Cover travel insurance purposes, Wallis & Futuna Islands comes the South Pacific region. Always check the PDS carefully for all the details so you know exactly what’s included before you

• What travel insurance region is the British Virgin Islands in?

  Virgin Islands (British) is in the Worldwide region.

• Does travel insurance cover border closures, lockdowns, or travel bans?

  Travel insurance does not provide cover for claims that arise from government-imposed border closures, lockdowns, lockouts, or travel bans. This applies both within Australia and overseas. If your

• What travel insurance region is the Isle of Man in?

  For Fast Cover travel insurance purposes, the Isle of Man comes under the Europe region. Always check the PDS carefully for all the details so you know exactly what’s included before you decide to

• What travel insurance region is British Indian Ocean Territory in?

  For Fast Cover travel insurance purposes, British Indian Ocean Territory comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We

• What travel insurance region is Congo (Democratic Republic of) in?

  For Fast Cover travel insurance purposes, Congo (Democratic Republic of) comes under the Worldwide region. The Worldwide region includes all the countries in the world. However, please note: We

• What travel insurance region is Iran (Islamic Republic of) in?

  For Fast Cover travel insurance purposes, Iran (Islamic Republic of) comes under the Worldwide region. The Worldwide region includes all the countries in the World. However, please note: We cannot

• What do ‘We’, ‘Our’ and ‘Us’ mean in travel insurance?

  In the Product Disclosure Statement (PDS), the terms ‘We’, ‘Our’ and ‘Us’ means Certain Underwriters at Lloyd’s led by Canopius Managing Agents Limited, Syndicate 4444 acting through its agent Fast

• What travel insurance region is Ashmore & Cartier Islands in?

  For Fast Cover travel insurance purposes, Ashmore & Cartier Islands come under the Domestic region. Always check the PDS carefully for all the details so you know exactly what’s included before you

• What can I expect after submitting a travel insurance claim?

  Once your completed claim form and all the necessary documents have been received, the Fast Cover claims team will review your case. In most situations, your claim will be assessed within 10 business

• How does the Fast Cover travel insurance claims process work?

  The Fast Cover Claims team is experienced in handling a wide range of claims and is committed to making the process as smooth as possible. Once you have submitted your completed claim form with all

• What is an Unspecified item under my policy?

  An Unspecified Item means Luggage and personal effects that have not been listed as covered on your certificate of insurance with a nominated sum insured. You do not need to declare Unspecified items

• Is hiking, trekking or tramping covered under my travel insurance policy?

  Hiking, trekking or tramping is included under Fast Cover travel insurance policies under specific conditions: These activities are automatically included within Covered Sports and Leisure

• Are there countries that Fast Cover travel insurance does not cover?

  Fast Cover offers travel insurance for a wide range of international destinations. However, cover is not available for travel to all countries, and your eligibility for cover will depend on the

• Do I need travel insurance when travelling to Lady Elliot Island?

  Lady Elliot Island is part of Australia and therefore cover is available for travel to Lady Elliot Island by air if it is at least 200km from your home in Australia when you choose a Domestic Plus

• Does travel insurance cover my bicycle if it’s damaged in transit?

  Bicycles can be covered under your travel insurance if you’ve added the Bicycle Pack to your policy and it’s shown on your Certificate of Insurance. To be eligible, your bike needs to be: Less than

• Is surfing in remote areas covered under my travel insurance policy?

  Surfing is included under Fast Cover travel insurance policies when it’s within 2 nautical miles of any land mass. There is no cover for surfing beyond that distance, even if the Adventure Pack

• How can I buy travel insurance for hiking up to 6000m?

  With Fast Cover, you may consider adding on the Adventure Pack for hiking, trekking or tramping, peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist

• When should I buy my travel insurance for high altitude trekking?

  At Fast Cover, you can buy travel insurance for your hike or trek up to 12 months prior to your departure date. Please note cancellation cover is only available with our Standard Saver,

• Does Fast Cover offer Buy Now Pay Later (BNPL) travel insurance?

  Fast Cover offers flexible payment options, including Buy Now Pay Later (BNPL) with providers like ZIP and PayPal Pay in 4. Just select your BNPL option at checkout and follow the prompts to complete

• How many people can I include in my travel insurance policy?

  Fast Cover offers different cover types depending on who you’re travelling with: Single policy – Covers you and your dependants (your children or grandchildren under 21 who are not in full-time

• When should I buy travel insurance for my IEC Working Holiday?

  You can purchase your travel insurance up to 12 months before departure and as late as the day you leave, even right before boarding your flight. Buying early is recommended so your cancellation

• What are my options for travel insurance cover for my holiday?

  Fast Cover offers a range of policy types to suit different holidays and budgets: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller Saver Optional add-ons are also

• What travel insurance coupon codes are currently valid at Fast Cover?

  We’re committed to giving travellers awesome deals on travel insurance so they can get great insurance cover at the most competitive prices particularly during major travel events such as Black

• Can I get a loyalty discount on my travel insurance policy?

  Yes, Fast Cover offers a 5% loyalty discount on future travel insurance policies for returning customers who have previously purchased a policy with us. To access the loyalty discount, please contact

• Does travel insurance cover cancellation if my employer cancels my leave?

  Fast Cover travel insurance does not provide cover for Trip Cancellation Expenses if your employer cancels your leave. For full details, please refer to the PDS. Every claim is reviewed individually

• Why is travel insurance an important part of a backpacking holiday?

  There are a variety of emergency situations you can run into while on a backpacking holiday. For example, you might: Become unexpectedly sick or injured and require a doctor’s consultation,

• Can I include my dependants on my Single travel insurance policy?

  Yes, you can include your dependants on your Single travel insurance policy. Dependants are defined as your children or grandchildren (including those of whom you are the legal guardian) who: Are

• Does Fast Cover offer frequent traveller annual travel insurance for seniors?

  If you’re aged 75 and younger, and taking several trips within a 12-month period, you can apply for a Frequent Traveller Saver policy to include cover for those trips. You can choose from 15, 25, 40