Search results for Personal Liability Insurance

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• Can I buy a policy if I am a student from overseas and have student health insurance?

  If you’re a temporary resident living in Australia, you may be eligible to purchase a Fast Cover policy as long as you meet all of the following requirements: You are a non-permanent resident who

• How much cover is available for Luggage and Personal Effects?

  The amount you’re covered for depends on the type of policy you choose. Each policy has an overall limit for all luggage and personal items combined, as well as sub limits for specific types of items

• Am I covered if my luggage is delayed on the final leg of my trip home?

  The Delay of Luggage benefit is designed to help if your bags are delayed and you need to buy essential items to continue your trip. If your luggage is delayed on the final return leg of your journey

• What is considered a 'set' under the luggage benefit?

  A set is generally when two or more items are designed to be used together or are related pieces that form a group. If something belongs to a pair or a set, it’s treated as one item for claim

• Are golf buggies covered under the Rental Vehicle Excess benefit?

  Golf buggies are not covered under the Rental vehicle insurance excess benefit as they do not meet our definition of a rental vehicle under the PDS. Eligibility criteria, policy terms, conditions,

• How can I pay by direct deposit?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• Does travel insurance cover natural disasters?

  Fast Cover travel insurance may provide cover if your trip is affected by a natural disaster, such as a flood, cyclone, bushfire, earthquake, volcanic eruption, or ash cloud. The type of cover

• Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

  You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium, Are listed as a

• Are trucks covered under the Rental Vehicle Excess benefit?

  Trucks are not covered by our rental vehicle insurance excess as they do not meet the definition of a rental vehicle under our PDS. Eligibility criteria, policy terms, conditions, exclusions and

• How can I pay for my Fast Cover Travel Insurance policy?

  You can pay for your Fast Cover Travel Insurance policy using a range of available payment methods. The available payment options include: Credit Card (Visa, Mastercard and American Express) Debit

• What does ‘Delay of Luggage and Personal Effects’ cover?

  This benefit provides cover for damage, loss or theft of your own personal items which you take with you on your trip. The luggage and personal effects that you take with you on your trip are covered

• What does Single travel insurance cover?

  Fast Cover’s Single travel insurance policy is designed to cover solo adult travellers or those travelling with up to 10 dependants, provided they meet the definition of a dependant under our PDS.

• Does travel insurance cover weather events?

  Fast Cover travel insurance may provide cover for unexpected severe weather events that occur after you have purchased your policy and that directly affect your travel plans. This can include

• How much am I covered for Delay of Luggage and Personal Effects?

  The availability of cover for the Delay of Luggage and Personal Effects benefit depends on your policy type: Comprehensive: $750* Standard Saver: No cover Basics: No cover Domestic Plus: No cover

• Is my bike or surfboard covered under the luggage and personal effects benefit?

  Certain cover is provided for loss, theft or accidental damage to surf boards and sporting equipment are covered EXCEPT while they are in use. Cover is only available for loss, theft or damage to

• Does travel insurance cover working or studying overseas?

  Travel insurance policies may provide cover if you are working or studying overseas, but the cover applies only to the benefits listed in your policy such as overseas medical emergencies, trip

• Can I make a claim for my luggage and personal effects if I don’t have receipts?

  Yes, you can still make a claim. We understand that you might not be able to provide receipts for each and every item. However, you still have to provide evidence of ownership. You may submit

• Are musical instruments covered by travel insurance?

  Musical instruments may be considered under the Luggage and Personal Effects benefit of your Fast Cover Travel Insurance policy, if it meets the definition of “Luggage and personal effects” under the

• Does travel insurance cover riding Lime or Bird electric scooters?

  Travel insurance can provide cover while you are riding Lime or Bird electric scooters, provided you follow the conditions set out in the Product Disclosure Statement (PDS). This includes meeting any

• Does travel insurance provide cover if I am working overseas?

  Travel insurance can still apply if you are working overseas, but cover is usually limited to the benefits listed in your policy, such as overseas medical emergencies, cancellation, and luggage. The

• Am I covered for damage to my personal belongings as a result of normal use and repair?

  Our policies include an exclusion relating to the ordinary wear and tear, deterioration, atmospheric or weather conditions, insects, rodents or vermin and loss or damage of your items in the process

• Am I covered for Couchsurfing and AirBnB?

  Yes, travel insurance for backpackers can cover you for loss or theft, medical emergencies, personal liability, and cancellations if you book your accommodation through one of these sites. Cover is

• What are sub-limits in travel insurance?

  A sub-limit means the maximum dollar amount we will pay to cover a specific item, event, or loss that falls under a broader section benefit limit in your policy. For example, if you have a Luggage

• Are GoPros covered under travel insurance?

  GoPros are treated as camera, which means they’re covered as part of your luggage and personal effects up to the item limits that apply to your policy. If a GoPro isn’t listed as a Specified high

• What is Travel insurance for backpackers?

  Travel insurance for backpackers is designed for travellers taking extended or flexible trips, often across multiple countries, on a budget. It provides cover for unexpected situations that can

• What is Standard Saver Travel Insurance?

  Fast Cover’s Standard Saver travel insurance policy is designed for travellers who want essential protection for their trip without the full range of benefits included in a Comprehensive policy. It

• How much does domestic travel insurance cost?

  The cost of domestic travel insurance for Australia will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for

• How much does Comprehensive travel insurance cost?

  The cost of Comprehensive travel insurance does not have a fixed price — it depends on your personal trip details and the level of cover you choose. Premiums are calculated based on several factors,

• What is the Basics policy and what does it cover?

  The Basics policy offered by Fast Cover Travel Insurance provides cover for international travel and includes benefits that focuses on emergency medical care. By way of summary, it provides cover

• What is Fast Cover's Domestic Plus policy and what does it cover?

  Fast Cover's Domestic Plus policy is a travel insurance policy for Aussies travelling in Australia, provided the travel destination is at least 200kms from your home. The Domestic Plus policy

• How much does international travel insurance cost?

  The cost of international travel insurance for your overseas trip will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy

• What is the cheapest domestic travel insurance?

  Travellers embarking on domestic trips in Australia may often look for the cheapest domestic travel insurance. It’s important to keep in mind that the cheapest domestic travel insurance may not

• How is Depreciation applied to items under my travel insurance policy?

  Depreciation is applied to Unspecified luggage and personal effects based on the age of the item and its expected wear and tear over time. The amount claimable is limited to the original purchase

• How much does travel insurance for Japan cost?

  The cost of travel insurance for Japan will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to

• How much does travel insurance for Austria cost?

  The cost of travel insurance for Austria will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Denmark cost?

  The cost of travel insurance for Denmark will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Croatia cost?

  The cost of travel insurance for Croatia will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for France cost?

  The cost of travel insurance for France will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Germany cost?

  The cost of travel insurance for Germany will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Greece cost?

  The cost of travel insurance for Greece will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Portugal cost?

  The cost of travel insurance for Portugal will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Norway cost?

  The cost of travel insurance for Norway will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Iceland cost?

  The cost of travel insurance for Iceland will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Ireland cost?

  The cost of travel insurance for Ireland will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Italy cost?

  The cost of travel insurance for Italy will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to

• How much does travel insurance for Switzerland cost?

  The cost of travel insurance for Switzerland will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your

• How much does travel insurance for Sweden cost?

  The cost of travel insurance for Sweden will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip

• How much does travel insurance for Spain cost?

  The cost of travel insurance for Spain will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to

• How much does travel insurance for India cost?

  The cost of travel insurance for India will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to

• How much does travel insurance for Asia cost?

  The cost of travel insurance for Asia will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to