Search results for rental vehicle excess

106 articles found

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Eligibility criteria, policy terms, conditions,

• Are personal liability and legal costs covered if I was involved in a car accident and I was the driver?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. As each individual’s circumstances are different, we will assess

• Can I buy quad bike insurance for Bali?

  Riding a quad bike or recreational all-terrain vehicle (ATV) in Bali or anywhere in Indonesia is not automatically covered under your travel insurance policy for Bali. Cover is available for quad

• Am I covered if my luggage is stolen from the locked boot of my unattended car during daylight hours?

  The most we will pay if your luggage and personal effects are stolen from your unattended motor vehicle during daylight hours, provided you have complied with the conditions of cover, is $200 for

• What is the meaning of 'Carrier' in the PDS?

  'Carrier' means an aircraft, vehicle, train, tram, cruise ship, ferry, vessel or any other public transport operated under a license for the purpose of transporting passengers. The definition

• How much does travel insurance for backpacking cost?

  The cost of your backpacker insurance depends on what you want to be covered for, and the type of travel insurance that you buy. The cost of travel insurance for your backpacker holiday will be based

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including overseas medical expenses, rental vehicle insurance excess, cancellations due to illness or

• How can I pay by direct deposit?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• What should I do if my travel plans have changed?

  Travel plans don’t always go the way we expect! If your trip details change, just get in touch with Fast Cover as soon as possible so we can update your policy. If your policy isn’t updated to match

• What are my options for travel insurance cover for my holiday?

  Fast Cover offers a range of policy types to suit different holidays and budgets: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller Saver Optional add-ons are also

• What is the excess amount?

  For policies purchased BEFORE you have departed Australia: the excess amount is the level of excess that you choose when you purchase your policy. Your premium will be affected by the excess that you

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• When do you have to pay the excess?

  The excess level that you choose for your policy will apply to a claim that you make. If you make multiple claims arising from the same event, only one excess will apply. However, if your claims

• How do you reduce or change your excess?

  You can apply to change your excess for domestic and international policies (excluding Already Overseas policies) before you commence your trip by contacting us as noted below. Requesting a change to

• When don’t you need to pay an excess?

  You do not have to pay an excess if: you do not make a claim, or your claim is not successful, or the benefit that you are claiming under has a $0 excess. There are benefits which automatically have

• Is there a special excess for Add-On Packs?

  There is no special excess for Add-On Packs. The excess that you chose when you purchased your policy will apply for any claims that you make under your policy.

• What does Recreational All-Terrain Vehicle mean in the PDS?

  A Recreational all-terrain vehicle (ATV) means a small, open motor vehicle having three or more wheels fitted with large tyres designed chiefly for recreational use over roadless terrain. They are

• How much is travel insurance for cruises?

  The cost of a cruise travel insurance policy depends on the type of cruise trip that you will be taking amongst other factors. There are many considerations in the cost of travel insurance for

• What should I be aware of before buying a Fast Cover travel insurance policy?

  Before purchasing a policy, it’s important to make sure it suits your needs, your personal and financial circumstances, travel plans, and eligibility. Here are some of the key things to keep in mind:

• What happens if I can claim from someone else?

  If you can claim from anyone else, we will only make up the difference (less applicable excess). If you can make a claim against someone in relation to a loss or expense covered under the policy and

• Do I have to wait until I am back in Australia to submit a claim?

  You can make a claim while you are still overseas or when you return home. Our claims consultants are able to email claim forms to you, however you will still be required to provide original

• How much cover is provided for Trip Disruption Expenses?

  The maximum cover for Trip Disruption Expenses depends on your policy type: Comprehensive: $50,000* Standard Saver: $30,000* Basics: No cover Domestic Plus: $50,000* Frequent Traveller Saver:

• How much am I covered for Trip Resumption Expenses?

  The maximum cover for Trip Resumption Expenses depends on your policy type: Comprehensive: $3,000* Standard Saver: $2,000* Basics: No cover Domestic Plus: $3,000* Frequent Traveller Saver: $3,000*

• How much am I covered for Overseas Hospital Cash Payment?

  The maximum cover for Overseas Hospital Cash Payment depends on your policy type: Comprehensive: $5,000* Standard Saver: No cover Basics: No cover Domestic Plus: No cover Frequent Traveller Saver:

• How much am I covered for Trip Cancellation Expenses?

  The maximum cover for Trip Cancellation Expenses depends on your policy type and age at the time of purchase: Comprehensive: Unlimited* Standard Saver: Up to $25,000* Basics: No cover Domestic:

• What happens to any money claimed by me that is recovered from a third party?

  We will apply any money we recover from someone else under a right of 'Assistance of Recovery' in the following order: To us, our administration and legal costs arising from the recovery To us, an amo

• Can I extend my snow policy but remove the snow cover for the extended dates?

  If you have a Snow Sports Plus policy and wish to extend this policy, it would not be possible to remove the snow sports cover from your policy. If you wish to end your snow sports cover, you would

• Does COVID-19 cancellation and disruption cover include meal costs?

  If you need to quarantine or isolate because you test positive for COVID-19, there is no cover for additional food expenses during your original travel dates. However, if your trip extends beyond

• Do I have to pay the bill for medical claims and then claim them back when I return home?

  Yes, if you have received medical treatment, you must keep the receipt and obtain a medical certificate advising of the injury, illness or sickness and the treatment received. You can then claim the

• What is 'Bicycle' cover?

  You only have this cover if you purchased the Bicycle Pack under under the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Cover under this

• Can I buy a policy while I am overseas?

  If you’ve already left Australia without travel insurance, or if your existing cover has recently expired, you may still be able to buy an Already Overseas policy with Fast Cover, depending on your

• What are the most common scams in Southeast Asia?

  Common scams include motorbike rental scams, fake tour guides, and overpriced merchandise, among other things. Always research and use reputable companies. Remember scammers can always come up with

• Where do I find other coupon codes for travel insurance?

  Coupon codes are mostly published on discount or community websites such as Finder.com.au. You can also find special deals and offers for other parts of your holiday such as flights, accommodation,

• Is there a limit to the number of times that I can claim for the same item?

  There is no limit to the number of times that you can submit a claim for a particular item, as long as it is not for the same incident or event, and benefit limits and sub-limits still apply For

• How much does travel insurance cost?

  The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to: Which countries you're travelling to The duration of your trip Your

• What is the meaning of 'Moped' or 'Scooter' in the PDS?

  'Moped' or 'Scooter' means any two-wheeled or three-wheeled motor vehicle with an engine capacity of not greater than 50cc. For more information, refer to our Product Disclosure Statement (PDS).

• If we are unsure whether we are going skiing, can we upgrade to a ski policy later?

  Yes, you may be able to upgrade to a Snow Sports Plus policy while you are already overseas by paying the difference in premium. Another option is to purchase a separate Snow Sports Plus Already

• Can I buy a travel insurance policy just for the second part of my trip?

  You may be able to buy a Fast Cover policy if you are already overseas for the later part of your trip, provided you meet the eligibility criteria for an already overseas policy. You will need to be

• Can travel insurance cover me if I fall victim to a scam?

  Depending on your chosen policy, and your particular circumstances, travel insurance may be able to cover some losses from scams, such as theft and fraud-related expenses. However, it’s important to

• What is a sub-limit under Fast Cover Travel Insurance policy?

  A Sub-Limit is the maximum dollar amount we will pay to cover a specific item, event or loss which we have described under a broader section benefit limit. Example: If you have the comprehensive

• I have a policy without snow sports cover, but can I be covered for snow sports for just a part of my trip?

  To have cover for snow sports, you have two options: 1) You can upgrade your whole policy to a Snow Sports Plus policy and pay the additional premium, or 2) You can purchase a separate Snow Sports

• Can I buy Snow cover just for the time that I am skiing?

  Snow Sports cover isn’t usually available just for part of your trip, as the Snow Sports Plus policy normally applies to your whole journey. However, you may be able to purchase a separate Snow

• Do you cover trikes?

  Riding trikes is considered a recreational all-terrain vehicle activity and is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on

• Does travel insurance cover for being in a tuk tuk overseas?

  If you’re travelling in places like South-East Asia, tuk tuks are a common way to get around. Your Fast Cover policy will cover you if you are a passenger in a tuk tuk that is operated by a licensed

• How do I find out about my policy and its terms and conditions?

  To properly understand the policy's significant features, benefits and risks you need to carefully read the Product Disclosure Statement (PDS) for more detail: 'Before you buy this policy there are

• Am I covered to ride Quad Bikes in Greece?

  You are not automatically covered to ride a quad bike or recreational all-terrain vehicle (ATV) in Greece under your travel insurance policy. Cover is available to ride a quad bike or recreational

• Can I still claim if I've left my luggage and personal effects unsupervised in a public place?

  There are times when we will not pay if you have not reasonably looked after your luggage and personal effects. For example, we will not pay if you transport your jewellery, computer or certain other

• What is covered under the 'Luggage and Personal Effects' benefit?

  This benefit provides cover for damage, loss or theft of your own personal items which you take with you on your trip. The luggage and personal effects that you take with you on your trip are covered

• Can I ride a motorcycle overseas with a licence issued by Motorcycling Australia?

  Fast Cover Travel insurance does not automatically cover you for riding a motorcycle overseas with a license issued by Motorcycling Australia. If you plan to ride or be a passenger on a motorcycle,