Search results for rental vehicle excess

87 articles found

• How can I pay by direct deposit?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• My travel plans have changed, what do I do?

  Travel plans don’t always go the way we expect! If your trip details change, just get in touch with Fast Cover as soon as possible so we can update your policy. If your policy isn’t updated to match

• What are my options for travel insurance cover for my holiday?

  Fast Cover offers a range of policy types to suit different holidays and budgets: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller Saver Optional add-ons are also

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Snow Sports Plus Domestic Plus Frequent Traveller Saver

• What is the excess amount?

  For policies purchased BEFORE you have departed Australia: the excess amount is the level of excess that you choose when you purchase your policy. Your premium will be affected by the excess that you

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• When do you have to pay the excess?

  The excess level that you choose for your policy will apply to a claim that you make. If you make multiple claims arising from the same event, only one excess will apply. However, if your claims

• How do you reduce or change your excess?

  You can apply to change your excess for domestic and international policies (excluding Already Overseas policies) before you commence your trip by contacting us as noted below. Requesting a change to

• When don’t you need to pay an excess?

  You do not have to pay an excess if: you do not make a claim, or your claim is not successful, or the benefit that you are claiming under has a $0 excess. There are benefits which automatically have

• Is there a special excess for Add-On Packs?

  There is no special excess for Add-On Packs. The excess that you chose when you purchased your policy will apply for any claims that you make under your policy.

• What does Recreational All-Terrain Vehicle mean in the PDS?

  A Recreational all-terrain vehicle (ATV) means a small, open motor vehicle having three or more wheels fitted with large tyres designed chiefly for recreational use over roadless terrain. They are

• How much is travel insurance for cruises?

  The cost of a cruise travel insurance policy depends on the type of cruise trip that you will be taking amongst other factors. There are many considerations in the cost of travel insurance for

• What should I be aware of before buying a Fast Cover travel insurance policy?

  Before purchasing a policy, it’s important to make sure it suits your needs, your personal and financial circumstances, travel plans, and eligibility. Here are some key things to keep in mind:

• What happens if I can claim from someone else?

  If you can claim from anyone else, we will only make up the difference (less applicable excess). If you can make a claim against someone in relation to a loss or expense covered under the policy and

• Do I have to wait until I am back in Australia to submit a claim?

  You can make a claim while you are still overseas or when you return home. Our claims consultants are able to email claim forms to you, however you will still be required to provide original

• What happens to any money claimed by me that is recovered from a third party?

  We will apply any money we recover from someone else under a right of 'Assistance of Recovery' in the following order: To us, our administration and legal costs arising from the recovery To us, an amo

• Can I extend my snow policy but remove the snow cover for the extended dates?

  If you have a Snow Sports Plus policy and wish to extend this policy, it would not be possible to remove the snow sports cover from your policy. If you wish to end your snow sports cover, you would

• Do I have to pay the bill for medical claims and then claim them back when I return home?

  Yes, if you have received medical treatment, you must keep the receipt and obtain a medical certificate advising of the injury, illness or sickness and the treatment received. You can then claim the

• What is 'Bicycle' cover?

  You only have this cover if you purchased the Bicycle Pack under under the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Cover under this

• Can I buy a policy while I am overseas?

  If you’ve already left Australia without travel insurance, or if your existing cover has recently expired, you may still be able to buy an Already Overseas policy with Fast Cover, depending on your

• Is there a limit to the number of times that I can claim for the same item?

  There is no limit to the number of times that you can submit a claim for a particular item, as long as it is not for the same incident or event, and benefit limits and sub-limits still apply For

• How much does travel insurance cost?

  The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to: Which countries you're travelling to The duration of your trip Your

• What is the meaning of 'Moped' or 'Scooter' in the PDS?

  'Moped' or 'Scooter' means any two-wheeled or three-wheeled motor vehicle with an engine capacity of not greater than 50cc. For more information, refer to our Product Disclosure Statement (PDS).

• Can I buy a travel insurance policy just for the second part of my trip?

  You may be able to buy a Fast Cover policy if you are already overseas for the later part of your trip, provided you meet the eligibility criteria for an already overseas policy. You will need to be

• What is a sub-limit under Fast Cover Travel Insurance policy?

  A Sub-Limit is the maximum dollar amount we will pay to cover a specific item, event or loss which we have described under a broader section benefit limit. Example: If you have the comprehensive

• Do you cover trikes?

  Riding trikes is considered a recreational all-terrain vehicle activity and is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on

• How do I find out about my policy and its terms and conditions?

  To properly understand the policy's significant features, benefits and risks you need to carefully read the Product Disclosure Statement (PDS) for more detail: 'Before you buy this policy there are

• Am I covered to ride Quad Bikes in Greece?

  You are not automatically covered to ride a quad bike or recreational all-terrain vehicle (ATV) in Greece under your travel insurance policy. Cover is available to ride a quad bike or recreational

• Can I still claim if I've left my luggage and personal effects unsupervised in a public place?

  There are times when we will not pay if you have not reasonably looked after your luggage and personal effects. For example, we will not pay if you transport your jewellery, computer or certain other

• I have a policy without snow sports cover, but can I be covered for snow sports for just a part of my trip?

  To have cover for snow sports, you have two options: Option 1: You can upgrade your existing policy to a Snow Sorts plus Policy, the additional cost you will be required to pay will be the difference

• What is covered under the 'Luggage and Personal Effects' benefit?

  This benefit provides cover for damage, loss or theft of your own personal items which you take with you on your trip. The luggage and personal effects that you take with you on your trip are covered

• Can I ride a motorcycle overseas with a licence issued by Motorcycling Australia?

  Fast Cover Travel insurance does not automatically cover you for riding a motorcycle overseas with a license issued by Motorcycling Australia. If you plan to ride or be a passenger on a motorcycle,

• What are some common safety risks for backpackers?

  While backpacking can be an exciting adventure, it is important to stay aware of potential safety risks including the following: Petty theft and pickpocketing, particularly in crowded tourist areas

• What happens when I apply for a travel insurance policy?

  When you apply for the policy, we will confirm with you details about your trip, including but not limited to the period of cover, your destination, travellers to be listed on your policy, existing

• Am I covered for Quad Bike riding?

  You are not automatically covered for quad bike riding under your travel insurance policy. Cover is available for quad biking and recreational all-terrain vehicles (ATV), if you: Take out the

• Do I need a motorbike licence if I am riding a quad bike?

  You do not need a motorcycle licence if you are riding a quad bike. However, you are not automatically covered for quad bike riding and recreational all-terrain vehicles. Cover is available to ride a

• What is the Adventure Pack?

  Not all activities are automatically covered on our list of Covered Sports and Leisure Activities. If you purchase the Adventure Pack, it can provide cover for the following listed amateur sports and