Search results for rental vehicle excess

107 articles found

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Eligibility criteria, policy terms, conditions,

• Are personal liability and legal costs covered if I was involved in a car accident and I was the driver?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. As each individual’s circumstances are different, we will assess

• Can I buy quad bike insurance for Bali?

  Riding a quad bike or recreational all-terrain vehicle (ATV) in Bali or anywhere in Indonesia is not automatically covered under your travel insurance policy for Bali. Cover is available for quad

• Am I covered if my luggage is stolen from the locked boot of my unattended car during the day?

  When luggage or personal items are stolen from the locked boot or locked storage compartment of an unattended car during daylight hours, your situation can be considered under the Luggage and

• What does ‘Carrier’ mean in travel insurance?

  In the Product Disclosure Statement (PDS), ‘Carrier’ means an aircraft, vehicle, train, tram, cruise ship, ferry, vessel, or any other form of public transport that is operated under a licence for

• How much does travel insurance for backpacking cost?

  The cost of your backpacker insurance depends on what you want to be covered for, and the type of travel insurance that you buy. The cost of travel insurance for your backpacker holiday will be based

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including overseas medical expenses, rental vehicle insurance excess, cancellations due to illness or

• How can I pay by direct deposit?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• What should I do if my travel plans have changed?

  Travel plans don’t always go the way we expect! If your trip details change, just get in touch with Fast Cover as soon as possible so we can update your policy. If your policy isn’t updated to match

• What are my options for travel insurance cover for my holiday?

  Fast Cover offers a range of policy types to suit different holidays and budgets: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller Saver Optional add-ons are also

• What is the excess amount?

  For policies purchased BEFORE you have departed Australia: the excess amount is the level of excess that you choose when you purchase your policy. Your premium will be affected by the excess that you

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• What does Single travel insurance cover?

  Fast Cover’s Single travel insurance policy is designed to cover solo adult travellers or those travelling with up to 10 dependants, provided they meet the definition of a dependant under our PDS.

• When do you have to pay the excess?

  The excess level that you choose for your policy will apply to a claim that you make. If you make multiple claims arising from the same event, only one excess will apply. However, if your claims

• How do you reduce or change your excess?

  You can apply to change your excess for domestic and international policies (excluding Already Overseas policies) before you commence your trip by contacting us as noted below. Requesting a change to

• When don’t you need to pay an excess?

  You do not have to pay an excess if: you do not make a claim, or your claim is not successful, or the benefit that you are claiming under has a $0 excess. There are benefits which automatically have

• Is there a special excess for Add-On Packs?

  There is no special excess for Add-On Packs. The excess that you chose when you purchased your policy will apply for any claims that you make under your policy.

• What does Recreational All-Terrain Vehicle mean in the PDS?

  A Recreational all-terrain vehicle (ATV) means a small, open motor vehicle having three or more wheels fitted with large tyres designed chiefly for recreational use over roadless terrain. They are

• Can travel insurance cover me if I fall victim to a scam?

  Travel insurance may help in some situations involving scams, depending on your policy and the circumstances. Under the Fast Cover Travel Insurance PDS, certain losses such as theft may be considered

• How much is travel insurance for cruises?

  The cost of a cruise travel insurance policy depends on the type of cruise trip that you will be taking amongst other factors. There are many considerations in the cost of travel insurance for

• What should I be aware of before buying a Fast Cover travel insurance policy?

  Before purchasing a policy, it’s important to make sure it suits your needs, your personal and financial circumstances, travel plans, and eligibility. Here are some of the key things to keep in mind:

• How much am I covered for Trip Resumption Expenses?

  The maximum cover for Trip Resumption Expenses depends on your policy type: Comprehensive: $3,000* Standard Saver: $2,000* Basics: No cover Domestic Plus: $3,000* Frequent Traveller Saver: $3,000*

• How much cover is provided for Trip Disruption Expenses?

  The maximum cover for Trip Disruption Expenses depends on your policy type: Comprehensive: $50,000* Standard Saver: $30,000* Basics: No cover Domestic Plus: $50,000* Frequent Traveller Saver:

• Do I have to wait until I am back in Australia to submit a claim?

  No, you don’t need to wait until you’re back home. You can submit a claim while you’re still overseas or once you’ve returned to Australia. If you’re overseas, our claims consultants can email claim

• How much am I covered for Overseas Hospital Cash Payment?

  The maximum cover for Overseas Hospital Cash Payment depends on your policy type: Comprehensive: $5,000* Standard Saver: No cover Basics: No cover Domestic Plus: No cover Frequent Traveller Saver:

• How much am I covered for Trip Cancellation Expenses?

  The maximum cover for Trip Cancellation Expenses depends on your policy type and age at the time of purchase: Comprehensive: Unlimited* Standard Saver: Up to $25,000* Basics: No cover Domestic:

• Can I extend my snow policy but remove the snow cover for the extended dates?

  If you have a Snow Sports Plus policy and wish to extend this policy, it would not be possible to remove the snow sports cover from your policy. If you wish to end your snow sports cover, you would

• Does COVID-19 cancellation and disruption cover include meal costs?

  If you need to quarantine or isolate because you test positive for COVID-19, there is no cover for additional food expenses during your original travel dates. However, if your trip extends beyond

• Am I covered if my belongings are stolen from my tent while I’m camping?

  No, belongings stolen from a tent are not covered if the tent is left unattended, even if it was zipped up or secured. For a claim to be considered under the Luggage and Personal Effects benefit,

• Can I buy a policy while I am overseas?

  If you’ve already left Australia without travel insurance, or if your existing cover has recently expired, you may still be able to buy an Already Overseas policy with Fast Cover, depending on your

• Where do I find other coupon codes for travel insurance?

  Coupon codes are mostly published on discount or community websites such as Finder.com.au. You can also find special deals and offers for other parts of your holiday such as flights, accommodation,

• What are the most common scams in Southeast Asia?

  Common scams include taxi drivers overcharging or not using meters, “attraction closed” tricks that redirect you to shops, money exchange short-changing, and rental damage claims on scooters or jet

• How much does travel insurance cost?

  The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to: Which countries you're travelling to The duration of your trip Your

• How much am I covered for Delay of Luggage and Personal Effects?

  The availability of cover for the Delay of Luggage and Personal Effects benefit depends on your policy type: Comprehensive: $750* Standard Saver: No cover Basics: No cover Domestic Plus: No cover

• What happens if I can also make a claim from someone else?

  If another person, company, or provider is responsible for your loss or expense, you’ll need to seek compensation from them first. Travel insurance is designed to step in once you’ve done this. If

• I bought a phone overseas on a 24-month plan. How much can I claim if I lose the phone after 3 months?

  If you lose a phone that you purchased during your trip, you can submit a claim, and the claims team will assess it based on the original purchase price of the phone. Phones bought during your trip

• If we are unsure whether we are going skiing, can we upgrade to a ski policy later?

  Yes, you may be able to upgrade to a Snow Sports Plus policy while you are already overseas by paying the difference in premium. Another option is to purchase a separate Snow Sports Plus Already

• Can I buy a travel insurance policy just for the second part of my trip?

  You may be able to buy a Fast Cover policy if you are already overseas for the later part of your trip, provided you meet the eligibility criteria for an already overseas policy. You will need to be

• What is a sub-limit under Fast Cover Travel Insurance policy?

  A Sub-Limit is the maximum dollar amount we will pay to cover a specific item, event or loss which we have described under a broader section benefit limit. Example: If you have the comprehensive

• I have a policy without snow sports cover, but can I be covered for snow sports for just a part of my trip?

  To have cover for snow sports, you have two options: 1) You can upgrade your whole policy to a Snow Sports Plus policy and pay the additional premium, or 2) You can purchase a separate Snow Sports

• Am I covered for flights if my car or campervan breaks down?

  Travel insurance does not provide cover for the cost of flights or other transport if your private car or campervan breaks down. Policies are designed to cover disruptions caused by specific insured

• What is the meaning of 'Locked Storage Compartment' in the PDS?

  A Locked Storage Compartment refers to a secure, enclosed area within a vehicle where your belongings can be stored out of sight. This includes spaces such as the glove box, enclosed centre console,

• Can I buy Snow cover just for the time that I am skiing?

  Snow Sports cover isn’t usually available just for part of your trip, as the Snow Sports Plus policy normally applies to your whole journey. However, you may be able to purchase a separate Snow

• Do you cover trikes?

  Riding trikes is considered a recreational all-terrain vehicle activity and is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on

• Does travel insurance cover for being in a tuk tuk overseas?

  If you’re travelling in places like South-East Asia, tuk tuks are a common way to get around. Your Fast Cover policy will cover you if you are a passenger in a tuk tuk that is operated by a licensed

• Do I have to pay the bill for medical claims and then claim them back when I return home?

  If you receive medical treatment overseas, you’ll generally need to pay the bill upfront, keep the receipt, and obtain a medical certificate that details your illness, injury, or sickness and the

• How do I find out about my policy and its terms and conditions?

  To properly understand the policy's significant features, benefits and risks you need to carefully read the Product Disclosure Statement (PDS) for more detail: 'Before you buy this policy there are

• Am I covered to ride Quad Bikes in Greece?

  You are not automatically covered to ride a quad bike or recreational all-terrain vehicle (ATV) in Greece under your travel insurance policy. Cover is available to ride a quad bike or recreational

• Can I ride a motorcycle overseas with a licence issued by Motorcycling Australia?

  Fast Cover Travel insurance does not automatically cover you for riding a motorcycle overseas with a license issued by Motorcycling Australia. If you plan to ride or be a passenger on a motorcycle,