Search results for rental veihcle excess

73 articles found

• Can I buy rental vehicle insurance excess cover if I am renting a truck?

  No, we can only provide rental vehicle insurance excess cover for sedans and motorhomes. For more information, refer to our Product Disclosure Statement (PDS).

• Does the Rental Vehicle Insurance Excess cover both drivers?

  Yes, provided both drivers are listed on the policy and the rental vehicle agreement with the rental vehicle company. Cover is subject to the policy terms, conditions, limits and exclusions in the Pro

• How many times can I use the Rental vehicle excess benefit?

  You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits an

• Are trailers covered in the rental vehicle excess?

  No, trailers are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan/mot

• What is Rental Vehicle Excess Cover?

  The Rental Vehicle Excess cover on your policy pays the excess charged by your Rental Vehicle company should you have an accident and need to claim.  Note: You only have this cover if you chose the Co

• Do the policies automatically cover for Rental Vehicle Insurance Excess?

  Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess.  If you require cover under this benefit, you must select from rental vehicle excess cover of either $5

• Are leased cars covered under the Rental Vehicle Excess?

  No, Leased cars would NOT be covered under the Rental Vehicle Insurance Excess cover. For more information, refer to our Product Disclosure Statement (PDS).

• Are campervans or motorhomes covered under Rental Vehicle Excess?

  Yes, campervans and motorhomes are covered under the Rental Vehicle Excess benefit as long as it does not exceed 4.5 tonnes and is rented from a licensed motor vehicle rental company. Note: You only h

• Can I take out Rental Vehicle Insurance Excess if I rent a car from a car sharing company?

  Yes, you would be able to take out Rental Vehicle Insurance Excess cover. Note: You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent

• Does the rental vehicle insurance excess cover apply to peer-to-peer car rental companies such as Turo?

  No, rental vehicle insurance excess cover only applies to rental vehicles rented from a licensed motor vehicle rental company. For more information, refer to our Product Disclosure Statement (PDS).

• Am I covered for Collision Waiver Insurance?

  Our policies cover for the Rental Vehicle Insurance Excess portion of the Rental Vehicle Insurance that you need to take out with your car hire company. If your charges are classified by the car hire

• Are golf buggies covered by Rental Vehicle Excess Insurance?

  No, golf buggies are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan

• Are convertibles covered under Rental Vehicle Excess?

  Yes, convertibles are considered a sedan. Note: You only have Rental Vehicle Insurance Excess cover if you have paid the additional premium to add this cover to your policy Cover is subject to the pol

• If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

  The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will

• Does Rental Vehicle Excess Cover apply to valuables?

  Rental Vehicle Excess cover only covers the EXCESS component of your car rental insurance. However, our overseas Comprehensive, Standard Saver, Snow Sports Plus and Frequent Traveller Saver policies

• Do you really need insurance on a rental car?

  Rental car insurance can limit your liability if your rental car was involved in an accident or stolen. Car rental excess insurance provides cover for the EXCESS component of your car rental

• What happens if my rental vehicle is stolen?

  If your rental vehicle is stolen, you should report the theft as per the rental car insurance policy that you have with the hire car company. If you have purchased the rental vehicle insurance excess

• If I hire an SUV, can I take out rental vehicle insurance excess cover?

  Yes, you can take out rental vehicle insurance excess cover if you will be hiring an SUV. Note: Ensure that the SUV has facilities for you to be able to store your luggage out of sight, like a lockabl

• What are Additional Options or Add-ons?

  Additional options or Add-ons are extra cover you can purchase with your policy so you can tailor your policy to suit the type of holiday you're taking. Depending on the policy you choose, Additional

• How much am I covered for Rental Vehicle Excess?

  Benefit Limits for Rental Vehicle Excess: Comprehensive: Option of Rental Vehicle Excess cover up to $5000 or $8000 for extra fee Standard Saver: Option of Rental Vehicle Excess cover up to $5000 or $

• If I cause damage with my rental car, am I covered for the damage under Benefit 18: Personal Liability

  No, there is no personal liability cover, as we are unable to cover for damage caused by any mechanically propelled vehicle, even if you have taken out rental vehicle insurance excess cover.  You shou

• When don't I have to pay an excess?

  You do not have to pay an excess if you need to make a claim for the following benefits: Benefit 8: Overseas Hospital Cash Payment Benefit 9: Accidental death  Benefit 10: Permanent Disability Benefit

• Am I covered if I drive a friend's car when I'm overseas?

  You have medical cover if you are injured in an accident if you drive your friend's car while overseas Note: There is no cover for the car itself, as the Rental Vehicle Insurance Excess cover only app

• I have a quote but I can't see what the excess is?

  For policies purchased BEFORE you have departed Australia: The Standard Excess is $200. You can choose to reduce the Standard Excess to $100 or $0 for an additional fee. It may also depend on the sect

• Why is there a $2000 Medical Excess for travellers 80-89 years old?

  The Medical Excess is based on the age of the travellers and ONLY applies to injury or sickness claims.  A $200 excess applies to claims which are not related to an injury or sickness for 80 - 89 year

• Can I remove the $2000 Medical Excess for travellers 80-89 years old?

  Unfortunately we are unable to remove the Medical Excess for 80 - 89 year old travellers.  Note: Only a $200 excess applies to claims which are not related to an injury or sickness. For more informati

• What is the excess for the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies?

  For the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies: We will not pay the first $200 for any one event under the following Benefit Sections* of the Produ

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself i

• Are Motorcycles covered by the Rental Vehicle Excess benefit?

  No, Motorcycles are not covered under this benefit. Our policies do not provide cover for any motorcycle that you ride. If you require cover for your motorcycle, you should check with the company that

• Is there an Excess on the Adventure Pack?

  The Adventure Pack has no special Excess. The Policy Standard Excess applies. You can choose between $200, $100 or $0 Standard Excess. You choose this when you select which plan you would like to purc

• What is the excess on claims?

  Excess is the initial amount that you would have to pay if you were to make a claim.  The excess on claims depends on the Standard Excess level you chose at the time that you purchased your policy. Fo

• We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?

  If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate c

• How much excess will I pay when making a claim?

  Our policies have a Standard excess of $200 for any claimable event, however, you can choose to reduce the excess to $100 or $0 for an additional premium. There is a Medical excess of $2000 for

• Can I reduce the Excess for a Domestic Plus policy?

  Yes, you can reduce or remove the excess for a Domestic Plus policy for an additional fee by: Logging into your policy online and requesting a change to your excess Email info@fastcover.com.au Phone 1

• If I injure a person or damage their property with a Rental Vehicle, will I be covered?

  No, you are NOT covered. You are also NOT covered for Personal Liability. You should check with the rental vehicle insurance company that you are hiring your rental car from if they are able to provid

• Do I have to pay anything if I make a claim?

  You may need to pay an excess if you have to make a claim. For policies purchased BEFORE you have departed Australia: The excess on claims depends on the Standard Excess level you chose at the time th

• Can I remove the Standard Excess?

  For policies purchased BEFORE you have departed Australia: You can remove the standard $200 excess or reduce the excess amount to $100 for the Comprehensive, Standard Saver, Basics, Domestic Plus, Sno

• What is the excess for travellers 80 - 89 years of age?

  A $2,000 excess applies for all claims arising from, related to or associated with an injury or sickness. A $200 excess applies to claims which are not related to an injury or sickness, unless you hav

• What is the excess for Domestic Plus Policy?

  The standard excess of $200 applies per claim. This means if you are claiming for different events on the one policy, you will need to pay the excess on each occasion. You do have the option of

• Can I take out a policy if I'm between the ages of 80 - 89?

  Yes, if you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Note: A $2,000 excess applies for all

• What does 'Rental Vehicle' mean in the PDS?

  'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle renta

• When do I have to pay the excess?

  You would only need to pay an excess if you have to make a claim.  The amount of excess you need to pay will depend on the excess amount that you selected at the time of policy purchase, and will usua

• How much is domestic travel insurance?

  It can be relatively cheap compared to the cost of your holiday. In fact, if you are considering reducing the excess on your Rental Vehicle, it could potentially save you money as often the total

• What policy type do I need to take out for my holiday?

  You can choose one of the following Cover types: Single Covers you and your dependants travelling with you. Limits apply to the combined total of all claims made by the travellers (including dependant

• What should domestic travel insurance include?

  Your domestic policy ideally should provide cover for cancellation, luggage, rental car insurance excess and any costs if your trip is disrupted and to resume your trip, just like international

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including medical expenses, rental vehicle insurance excess, cancellations due to illness or injury and the

• What is the Frequent Traveller Saver policy and what does it cover?

  The Frequent Traveller Saver policy is our 12 month multi trip policy and is available to travellers aged 64 years of age and under. Provides cover for unexpected: cancellation, overseas medical

• What are your direct deposit details?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the direc

• I have purchased an already overseas policy. Can I reduce the excess?

  No, it is not possible to reduce the excess on an already overseas policy. For more information, refer to our  Product Disclosure Statement (PDS).

• My travel plans have changed, what do I do?

  If you want to make changes to your policy, you should contact us as soon as you can to make the relevant changes to your trip. If you do not contact us to amend your policy, you may not have cover