Search results for rental veihcle excess

70 articles found

• Are trucks covered under the Rental Vehicle Excess benefit?

  Trucks are not covered by our rental vehicle insurance excess as they do not meet the definition of a rental vehicle under our PDS. Eligibility criteria, policy terms, conditions, exclusions and

• Do I still need to buy rental vehicle insurance if I am covered by your Rental Vehicle Excess benefit?

  Yes, Rental Vehicle Excess cover does NOT take the place of car rental insurance. You still need to buy car rental insurance. The Rental Vehicle Insurance Excess cover ONLY covers the 'Excess'

• What is 'Rental Vehicle Insurance Excess'?

  You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Important cover conditions You only have this benefit

• Does the Rental Vehicle Excess benefit cover both drivers?

  Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you

• Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

  You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium, Are listed as a

• I'm hiring my campervan from Camplify, am I eligible for the Rental Vehicle Excess cover?

  Rental vehicle insurance excess cover extends to campervans that do not exceed 4.5 tonnes, rented from a licensed motor vehicle rental company including peer-to-peer carsharing platforms. Eligibility

• Are trailers covered under the Rental Vehicle Excess benefit?

  Trailers are not included under the Rental Vehicle definition and therefore are not included under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station

• Does the Rental Vehicle Excess benefit provide cover for caravan hire?

  Our policy definition of Rental Vehicle, does not include caravans, which are intended to be towed behind a vehicle. Our rental vehicle insurance excess benefit provides cover for the excess

• Can a dependent listed on a travel insurance policy be covered for the Rental Vehicle Excess benefit?

  Travelling together Cover is available for dependant children if your dependant will be travelling with you for 100% of the trip, meets the definition of "dependant’ in our policy wording, and they

• What happens if the damage to my rental car is less than the rental car excess?

  If the damage to your rental vehicle is less than the rental vehicle excess you are liable for, we may cover the cost of the repairs to the rental vehicle instead of the rental vehicle insurance

• How many times can I use the Rental Vehicle Excess benefit?

  You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits

• Do the policies automatically cover for Rental Vehicle Insurance Excess?

  Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess. If you require cover under this benefit, you must select from rental vehicle excess cover of either

• Are campervans or motorhomes covered under the Rental Vehicle Excess benefit?

  Campervans and motorhomes are included under the Rental Vehicle definition in the policy, and therefore included under the Rental Vehicle Excess benefit, as long as it does not exceed 4.5 tonnes and

• Are leased cars covered under the Rental Vehicle Excess benefit?

  Leased cars would NOT be covered under the Rental Vehicle Insurance Excess cover. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on

• Does the Rental Vehicle Excess cover apply to peer-to-peer car rental companies such as Turo?

  Rental vehicle excess insurance applies to a sedan, hatchback or station wagon, four-wheel drive or minibus/people mover, or a campervan/motorhome that does not exceed 4.5 tonnes, rented from a

• Are golf buggies covered under the Rental Vehicle Excess benefit?

  Golf buggies are not covered under the Rental vehicle insurance excess benefit as they do not meet our definition of a rental vehicle under the PDS. Eligibility criteria, policy terms, conditions,

• What are Additional Options or Add-ons?

  Additional options or Add-ons are extra cover you can purchase with your policy so you can tailor your policy to suit the type of holiday you're taking. Depending on the policy you choose, Additional

• If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

  The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will

• Are convertibles covered under the Rental Vehicle Excess benefit?

  Convertibles are generally considered a type of sedan which meet our definition of 'Rental Vehicle’ in the policy wording. Note: You only have Rental Vehicle Insurance Excess cover if you have paid

• I have a quote but I can't see what the excess is?

  For policies purchased BEFORE you have departed Australia: The Standard Excess is $200. You can choose to reduce the Standard Excess to $100 or $0 for an additional fee. It may also depend on the

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself

• What is an Excess?

  Excess is the amount that you are required to pay or bear for each claimable event under your policy. The excess on claims depends on the excess you chose at the time that you purchased your policy

• Are motorcycles covered under the Rental Vehicle Excess benefit?

  The rental vehicle excess benefit is specifically excluded under the Motorcycle Pack. If you require cover for your motorcycle, you should check with the company that you are hiring the motorcycle

• If I cause damage with my rental car, am I covered for the damage under the Personal Liability benefit?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. You should contact your rental vehicle insurance company

• We are travelling as a family but have 2 separate policies because we are leaving at different times. If we have to claim for the same event, do we still have to pay for 2 lots of excess?

  Yes, an excess (if applicable) is payable on each policy even if you are all claiming for the same event. Note: No excess is payable if you have chosen to reduce your excess to $0 and paid the

• We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?

  If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate

• Do I have to pay anything if I make a claim?

  If an excess applies to the particular benefit you are claiming under, you will need to pay or bear the excess if you make a claim. This means that any payable excess will need to be deducted from

• Does the Rental Vehicle Excess benefit apply to cars hired in Australia?

  Rental vehicle excess benefits apply to cars hired around the world. Whether it’s a year-long adventure in Canada or a short weekend road trip in Australia, our rental car excess benefits will apply

• Does travel insurance cover me for my medical expenses if I drive a friend's car when I'm overseas?

  Depending on the policy chosen and the type of expenses you are seeking, cover may be available under the policy benefits. The Overseas Emergency Medical and Hospital Expenses benefit may be able to

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Eligibility criteria, policy terms, conditions,

• Does Fast Cover Travel Insurance cover car hire excess?

  Overseas Travel insurance does not automatically include rental vehicle insurance excess cover. You can choose to cover your rental vehicle insurance excess up to $8000 and pay the additional

• What does 'Rental Vehicle' mean in the PDS?

  'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle

• How much does insurance cost for a rental vehicle?

  Rental vehicle insurance cost will depend on the company that you are purchasing it from. At Fast Cover, the cost of car rental insurance excess depends on the type of overseas holiday (including but

• What is the excess amount?

  For policies purchased BEFORE you have departed Australia: the excess amount is the level of excess that you choose when you purchase your policy. Your premium will be affected by the excess that you

• When do you have to pay the excess?

  The excess level that you choose for your policy will apply to a claim that you make. If you make multiple claims arising from the same event, only one excess will apply. However, if your claims

• How do you reduce or change your excess?

  You can apply to change your excess for domestic and international policies (excluding Already Overseas policies) before you commence your trip by contacting us as noted below. Requesting a change to

• When don’t you need to pay an excess?

  You do not have to pay an excess if: you do not make a claim, or your claim is not successful, or the benefit that you are claiming under has a $0 excess. There are benefits which automatically have

• Is there a special excess for Add-On Packs?

  There is no special excess for Add-On Packs. The excess that you chose when you purchased your policy will apply for any claims that you make under your policy.

• What policy type do I need to take out for my holiday?

  You can choose one of the following Cover types: Single Covers you and your dependants travelling with you. Limits apply to the combined total of all claims made by the travellers (including

• How much is domestic travel insurance?

  It can be relatively cheap compared to the cost of your holiday. In fact, if you are considering reducing the excess on your Rental Vehicle, it could potentially save you money as often the total

• What should domestic travel insurance include?

  Your domestic policy ideally should provide cover for cancellation, luggage, rental car insurance excess and any costs if your trip is disrupted and to resume your trip, just like international

• What are your direct deposit details?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including overseas medical expenses, rental vehicle insurance excess, cancellations due to illness or

• My travel plans have changed, what do I do?

  If you want to make changes to your policy, you should contact us as soon as you can to make the relevant changes to your trip. If you do not contact us to amend your policy, you may not have cover

• What is the Frequent Traveller Saver policy and what does it cover?

  The Frequent Traveller Saver policy is our 12 month multi trip policy and is available to travellers aged 75 years of age and under. Provides cover for unexpected: cancellation, overseas medical

• What's the differences between Standard Saver and Comprehensive travel insurance?

  Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited

• What are my choices regarding cover for my holiday?

  Under the policy, you choose the cover you require based on your travel arrangements and your cover type depends on the type of cover you want and are eligible to purchase. 1) You can choose one of

• What is the Domestic Plus policy and what does it cover?

  The Domestic policy is for trips taken within Australia where you will be more than 200 kms from your home. The Domestic policy provides cover for unexpected: cancellation, lost/damaged/stolen

• What is a DUO policy?

  A Duo policy under Fast Cover Travel Insurance is a policy designed for a traveller and another person they are travelling with on the same itinerary for at least 75% of the trip who is listed in the

• What is the Basics policy and what does it cover?

  The Basics policy offered by Fast Cover Travel Insurance provides cover for international travel and includes benefits that focuses on emergency medical care. By way of summary, it provides cover