Search results for rental veihcle excess

72 articles found

• Are trucks covered under the Rental Vehicle Excess benefit?

  Trucks are not covered by our rental vehicle insurance excess as they do not meet the definition of a rental vehicle under our PDS. Eligibility criteria, policy terms, conditions, exclusions and

• Do I still need to buy rental vehicle insurance if I am covered by your Rental Vehicle Excess benefit?

  Yes, Rental Vehicle Excess cover does NOT take the place of car rental insurance. You still need to buy car rental insurance. The Rental Vehicle Insurance Excess cover ONLY covers the 'Excess'

• What is 'Rental Vehicle Insurance Excess'?

  You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Important cover conditions You only have this benefit

• Does the Rental Vehicle Excess benefit cover both drivers?

  Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you

• Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

  You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium, Are listed as a

• I'm hiring my campervan from Camplify, am I eligible for the Rental Vehicle Excess cover?

  Rental vehicle insurance excess cover extends to campervans that do not exceed 4.5 tonnes, rented from a licensed motor vehicle rental company including peer-to-peer carsharing platforms. Eligibility

• Are trailers covered under the Rental Vehicle Excess benefit?

  Trailers are not included under the Rental Vehicle definition and therefore are not included under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station

• Does the Rental Vehicle Excess benefit provide cover for caravan hire?

  Our policy definition of Rental Vehicle, does not include caravans, which are intended to be towed behind a vehicle. Our rental vehicle insurance excess benefit provides cover for the excess

• Can a dependent listed on a travel insurance policy be covered for the Rental Vehicle Excess benefit?

  Travelling together Cover is available for dependant children if your dependant will be travelling with you for 100% of the trip, meets the definition of "dependant’ in our policy wording, and they

• What happens if the damage to my rental car is less than the rental car excess?

  If the damage to your rental vehicle is less than the rental vehicle excess you are liable for, we may cover the cost of the repairs to the rental vehicle instead of the rental vehicle insurance

• How many times can I use the Rental Vehicle Excess benefit?

  You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits

• Do the policies automatically cover for Rental Vehicle Insurance Excess?

  Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess. If you require cover under this benefit, you must select from rental vehicle excess cover of either

• Are campervans or motorhomes covered under the Rental Vehicle Excess benefit?

  Campervans and motorhomes are included under the Rental Vehicle definition in the policy, and therefore included under the Rental Vehicle Excess benefit, as long as it does not exceed 4.5 tonnes and

• Are leased cars covered under the Rental Vehicle Excess benefit?

  Leased cars would NOT be covered under the Rental Vehicle Insurance Excess cover. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on

• Does the Rental Vehicle Excess cover apply to peer-to-peer car rental companies such as Turo?

  Rental vehicle excess insurance applies to a sedan, hatchback or station wagon, four-wheel drive or minibus/people mover, or a campervan/motorhome that does not exceed 4.5 tonnes, rented from a

• Are golf buggies covered under the Rental Vehicle Excess benefit?

  Golf buggies are not covered under the Rental vehicle insurance excess benefit as they do not meet our definition of a rental vehicle under the PDS. Eligibility criteria, policy terms, conditions,

• What are Additional Options (Add Ons) under Fast Cover Travel Insurance policy?

  Additional options, also referred to as Add-ons, are optional benefits that can be added to your Fast Cover travel insurance policy for an additional premium. These options allow you to customise

• If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

  The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will

• Are convertibles covered under the Rental Vehicle Excess benefit?

  Convertibles are generally considered a type of sedan which meet our definition of 'Rental Vehicle’ in the policy wording. Note: You only have Rental Vehicle Insurance Excess cover if you have paid

• I’ve received a quote but can’t see the excess, how do I check, and what options are available?

  The excess on your travel insurance depends on when the policy was purchased and the option you selected during the quote. If you buy your policy before leaving Australia, you can usually choose from

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself

• What is an Excess?

  Excess is the amount that you are required to pay or bear for each claimable event under your policy. The excess on claims depends on the excess you chose at the time that you purchased your policy

• Are motorcycles covered under the Rental Vehicle Excess benefit?

  The rental vehicle excess benefit is specifically excluded under the Motorcycle Pack. If you require cover for your motorcycle, you should check with the company that you are hiring the motorcycle

• Does rental vehicle excess cover motorbikes rented in Australia?

  Fast Cover’s Domestic Plus policy does not provide cover for rental vehicle excess for the hire of motorbikes, mopeds, scooters or golf carts rented in Australia. Eligibility criteria, policy terms,

• If I cause damage with my rental car, am I covered for the damage under the Personal Liability benefit?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. You should contact your rental vehicle insurance company

• We are travelling as a family but have 2 separate policies because we are leaving at different times. If we have to claim for the same event, do we still have to pay for 2 lots of excess?

  Yes, an excess (if applicable) is payable on each policy even if you are all claiming for the same event. Note: No excess is payable if you have chosen to reduce your excess to $0 and paid the

• We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?

  If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate

• Do I have to pay anything if I make a claim?

  If an excess applies to the particular benefit you are claiming under, you will need to pay or bear the excess if you make a claim. This means that any payable excess will need to be deducted from

• Does the Rental Vehicle Excess benefit apply to cars hired in Australia?

  Rental vehicle excess benefits apply to cars hired around the world. Whether it’s a year-long adventure in Canada or a short weekend road trip in Australia, our rental car excess benefits will apply

• Does travel insurance cover me for my medical expenses if I drive a friend's car when I'm overseas?

  Depending on the policy chosen and the type of expenses you are seeking, cover may be available under the policy benefits. The Overseas Emergency Medical and Hospital Expenses benefit may be able to

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Eligibility criteria, policy terms, conditions,

• Does domestic travel insurance cover rental vehicle damage?

  Fast Cover’s Australian domestic travel insurance policies provide cover of up to $5,000 for the rental vehicle excess component of your rental vehicle insurance with your car hire company in

• What does 'Rental Vehicle' mean in the PDS?

  'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle

• Does Fast Cover Travel Insurance cover car hire excess?

  Overseas Travel insurance does not automatically include rental vehicle insurance excess cover. You can choose to cover your rental vehicle insurance excess up to $8000 and pay the additional

• How much does insurance cost for a rental vehicle?

  Rental vehicle insurance cost will depend on the company that you are purchasing it from. At Fast Cover, the cost of car rental insurance excess depends on the type of overseas holiday (including but

• What is the excess amount?

  For policies purchased BEFORE you have departed Australia: the excess amount is the level of excess that you choose when you purchase your policy. Your premium will be affected by the excess that you

• When do you have to pay the excess?

  The excess level that you choose for your policy will apply to a claim that you make. If you make multiple claims arising from the same event, only one excess will apply. However, if your claims

• How do you reduce or change your excess?

  You can apply to change your excess for domestic and international policies (excluding Already Overseas policies) before you commence your trip by contacting us as noted below. Requesting a change to

• When don’t you need to pay an excess?

  You do not have to pay an excess if: you do not make a claim, or your claim is not successful, or the benefit that you are claiming under has a $0 excess. There are benefits which automatically have

• Is there a special excess for Add-On Packs?

  There is no special excess for Add-On Packs. The excess that you chose when you purchased your policy will apply for any claims that you make under your policy.

• How much does Comprehensive travel insurance cost?

  The cost of Comprehensive travel insurance does not have a fixed price — it depends on your personal trip details and the level of cover you choose. Premiums are calculated based on several factors,

• How can I pay by direct deposit?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including overseas medical expenses, rental vehicle insurance excess, cancellations due to illness or

• My travel plans have changed, what do I do?

  Travel plans don’t always go the way we expect! If your trip details change, just get in touch with Fast Cover as soon as possible so we can update your policy. If your policy isn’t updated to match

• What are my options for travel insurance cover for my holiday?

  Fast Cover offers a range of policy types to suit different holidays and budgets: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller Saver Optional add-ons are also

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Snow Sports Plus Domestic Plus Frequent Traveller Saver

• What's the differences between Standard Saver and Comprehensive travel insurance?

  Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited

• If I buy the top level of cover, am I covered for everything?

  It’s a common question, and the answer is that no travel insurance policy can cover every possible event. Even with Fast Cover’s top-level Comprehensive policy, there are still limits, conditions,

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• How do I choose a Comprehensive travel insurance policy?

  Choosing a Comprehensive travel insurance policy depends on your individual travel plans and what level of protection you want while overseas. Each policy outlines the benefits provided, such as