Search results for Personal Liability Insurance

1475 articles found

• How much cover is provided for Trip Disruption Expenses?

  The maximum cover for Trip Disruption Expenses depends on your policy type: Comprehensive: $50,000* Standard Saver: $30,000* Basics: No cover Domestic Plus: $50,000* Frequent Traveller Saver:

• How much am I covered for Trip Resumption Expenses?

  The maximum cover for Trip Resumption Expenses depends on your policy type: Comprehensive: $3,000* Standard Saver: $2,000* Basics: No cover Domestic Plus: $3,000* Frequent Traveller Saver: $3,000*

• Am I covered for cancellation costs on a work trip if wet weather stops me from working?

  Travel insurance covers the expenses you’ve already paid to enable your trip, such as flights and accommodation. If severe weather cancels your booked transport and you can’t leave for your trip, you

• Is Ice skating on a rink covered?

  Ice skating on a rink is included under Fast Cover travel insurance policies as long as it’s done recreationally. There’s no cover for competitive skating, racing, speed skating, or tour skating.

• My 17 yo is not in full time employment, but may be by the time we travel. Can I list him as a dependant if I buy a policy now?

  A dependant is defined as a child or grandchild aged 20 years and under who is not in full-time employment and is travelling 100% of the time with at least one of the adults named on the Certificate

• I've bought a policy but I've changed my travel destinations — what should I do?

  Fast Cover allows you to purchase a policy that covers certain regions for travel insurance purposes. Each region provides cover for travel to certain destinations. For example, below is a summary of

• Is 80 Too Old to Travel?

  Seniors in their 80s can enjoy rewarding travel experiences with thoughtful planning. Opt for destinations with accessible healthcare facilities and accommodation. Stay hydrated, pack necessary

• Can I ride my motorcycle anywhere?

  You are not automatically covered for riding a motorcycle, moped or scooter. To be covered for riding a motorcycle, moped or scooter you must take out the Motorcycle Pack and pay the additional

• If I no longer wish to travel, can I transfer my policy to someone else?

  Travel insurance policies with Fast Cover are non-transferable, so you can’t transfer your policy to another person, even if you’re no longer travelling. If your plans change, get in touch with us as

• What if I decide to extend my trip and my travelling companions return home?

  If you are both travelling on a Duo policy and one traveller decides to return home while the other extends their trip, a new policy will need to be issued for the traveller who continues travelling.

• I’m fishing more than 2 nautical miles from land, do I need the Adventure Pack?

  Fishing more than 2 nautical miles from a land mass is considered deep sea fishing. To be covered for deep sea fishing up to 15 nautical miles off any land mass, you’ll need to purchase the Adventure

• Are Expeditions to or on the Kokoda Track/Trail covered?

  Expeditions to or on the Kokoda Track/Trail are included as listed activities under the Adventure Pack. This means you’ can consider purchasing the Adventure Pack add-on with your Fast Cover travel

• Can I buy the Adventure pack on its own?

  The Adventure Pack cannot be purchased as a standalone product. It’s only available as an add-on to selected Fast Cover travel insurance policies, specifically: Comprehensive, Standard Saver,

• Do you cover trikes?

  Riding trikes is considered a recreational all-terrain vehicle activity and is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on

• The sport I want to do is not on your list. Am I covered?

  Fast Cover travel insurance policies include a list of Covered Sports and Leisure Activities. If your sport isn’t on that list, you can check whether it appears in the Adventure Pack. If it is, you

• How much am I covered for Overseas Hospital Cash Payment?

  The maximum cover for Overseas Hospital Cash Payment depends on your policy type: Comprehensive: $5,000* Standard Saver: No cover Basics: No cover Domestic Plus: No cover Frequent Traveller Saver:

• How much am I covered for Trip Cancellation Expenses?

  The maximum cover for Trip Cancellation Expenses depends on your policy type and age at the time of purchase: Comprehensive: Unlimited* Standard Saver: Up to $25,000* Basics: No cover Domestic:

• Can you travel when you are pregnant?

  You can travel during pregnancy, but there are important health and safety considerations to keep in mind, based on your health and stage of pregnancy. Generally, travelling while pregnant during the

• Are Surface water activities in rivers and rapids covered?

  Yes, you have cover for surface water activities (other than sailing) in rivers and rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals. You will need to

• If I have booked a scuba dive, and get sick before the dive, am I covered for the cost to cancel?

  You can submit a claim for the any prepaid deposits you have made for the scuba dive, if you become unexpectedly sick or injured and your doctor has advised against you taking the dive; which would

• Am I covered as a passenger on a motorcycle?

  Cover is not automatically available for you being a passenger on a motorcycle, moped or scooter unless you take out the Motorcycle Pack and pay the additional premium. If you are the passenger on a

• What type of policy is the Snow Sports Plus policy?

  The Snow Sports Plus policy is available for travellers aged 69 years and under at the date of policy purchase and includes the standard benefits from our Comprehensive policy, which provides

• I’m an Australian resident living overseas, can I buy a policy to cover travel back to Australia?

  Fast Cover policies don’t cover trips that start overseas and end in Australia, even if you’re an Australian resident. Our policies are designed for travellers who depart from Australia and return to

• I’m going overseas for 4–5 years and intend to come home afterwards, can I buy a 2-year policy?

  Fast Cover travel insurance policies can cover you for a maximum of 2 years if you meet the eligibility criteria. This is done by first purchasing a 12-month Single Trip policy, then extending it for

• Is Martial arts covered?

  Martial arts are included as a listed activity under the Adventure Pack. This means the Adventure Pack add-on can be purchased with your Fast Cover travel insurance policy for the activity to be

• What does 'downhill mountain biking' mean?

  Downhill mountain biking is not covered under any Fast Cover travel insurance policies. Downhill mountain biking refers to mountain biking where You travel (usually by ski lift or car) to the top of

• If I buy the top level of cover, am I covered for everything?

  It’s a common question, and the answer is that no travel insurance policy can cover every possible event. Even with Fast Cover’s top-level Comprehensive policy, there are still limits, conditions,

• Does the Worldwide region cover travel to Europe?

  Yes, Fast Cover’s Worldwide region provides cover for travel to Europe. The Worldwide region includes all the countries in the world. However, please note: We cannot provide cover for destinations

• Why can’t I choose a different title like ‘Dr’ when buying my policy?

  When purchasing a Fast Cover policy, the available title options are limited to Mr, Mrs, Ms, Mstr, and Miss Titles such as Dr or others aren’t included in the system and can’t be selected. This won’t

• Does the Rental Vehicle Excess benefit cover both drivers?

  Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you

• How can I change my policy?

  You can make changes to your Fast Cover travel insurance policy in the following ways: Online Through Your Policy Account Visit the Your Policy tab on our website: www.fastcover.com.au/your-policy

• Am I covered if I am on a cruise and go swimming with dolphins?

  Swimming with dolphins is included as a listed activity under the Adventure Pack, as it falls under the category of animal conservation and handling. This means you’ll need to purchase the Adventure

• Am I covered for waterskiing?

  Waterskiing is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to be

• Is Cave/river tubing covered?

  Cave and river tubing are included as listed activities under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the

• Am I covered to participate in a roller derby?

  Roller derby is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to

• Am I covered to go on the Nevis Swing?

  The Nevis Swing is considered a form of bungee jumping and is included under Fast Cover travel insurance policies. It’s a condition of cover for all activities that you take reasonable precautions to

• Is basketball covered?

  Basketball is included as a listed activity under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to be

• Is Caving/potholing covered?

  Caving and potholing are included as listed activities under the Adventure Pack. This means you’ll need to purchase the Adventure Pack add-on with your Fast Cover travel insurance policy for the

• Can I get a policy for 2 years?

  Fast Cover policies can cover you for up to two years if you meet the eligibility criteria in the PDS. To do this, you first purchase a 12-month single trip policy, then extend it for another 12

• Is medical only cover suitable for seniors?

  Medical-only travel insurance provides cover for overseas emergency medical and hospital expenses but does not include other benefits such as cancellation, or travel delay. Some seniors may consider

• What happens if I die while I am on my holiday?

  If you pass away during your trip, your travel insurance may provide benefits such as: A lump sum payment under the Accidental Death benefit, if the conditions in the PDS are satisfied. Cover for the

• Can I buy a Fast Cover policy now to start once I’m already overseas?

  If you are still in Australia and have not yet departed, you cannot purchase an Already Overseas policy to begin once you arrive overseas. An Already Overseas policy can only be purchased when you

• Am I covered if I have to delay or cancel my trip while waiting for COVID-19 test results?

  If you are required to delay or cancel your trip while waiting for COVID-19 test results, this is not generally covered under your travel insurance policy. Cover may only apply if you have actually

• What is my duty to take reasonable care not to make a misrepresentation when buying a Fast Cover policy?

  When you buy a Fast Cover policy , you have a duty to take reasonable care not to make a misrepresentation. This means you must provide honest, accurate, and complete answers to any questions we ask

• What if the claims system shows the other traveller’s name on a Duo policy?

  To make a claim you must log in to our claims system with the policyholders first name, last name and policy number. When making a claim, the claims system will ask who was affected. If you were

• Are race wheels, power metre and Garmen computers considered part of my bike or an accessory?

  Race wheels, power metre and Garmen computers may be considered bicycle accessories and might be covered for up to $750 in total under the Luggage and Personal Effects benefit. Every claim is

• Is parachuting, sky diving, hang gliding, gliding and paragliding in tandem covered?

  Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding, and tandem paragliding are included as listed activities under the Adventure Pack. This means you’ll need to purchase the

• Am I covered for white water rafting?

  White water rafting up to Grade 3 under the international scale of river difficulty, or lakes or canals is included under Fast Cover travel insurance policies. To participate in white water rafting

• Am I covered for kayaking?

  Kayaking is included under Fast Cover travel insurance policies for rivers or rapids up to Grade 3 under the International Scale of River Difficulty, or lakes or canals. If you plan to kayak in

• Can Australians study in Europe with an ETIAS?

  With an ETIAS authorisation, Australians may be able to participate in short-term study activities in Schengen countries that last less than 90 days, such as: Short courses Workshops Conferences