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• What's the differences between Standard Saver and Comprehensive travel insurance?

  Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller

• If I buy the top level of cover, am I covered for everything?

  It’s a common question, and the answer is that no travel insurance policy can cover every possible event. Even with Fast Cover’s top-level Comprehensive policy, there are still limits, conditions,

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• How do I choose a Comprehensive travel insurance policy?

  Choosing a Comprehensive travel insurance policy depends on your individual travel plans and what level of protection you want while overseas. Each policy outlines the benefits provided, such as

• Is medical only travel insurance enough for international trips?

  Medical-only travel insurance is designed to cover overseas emergency medical and hospital expenses, which can be very costly without insurance. This type of policy provides essential medical

• What is Fast Cover's Domestic Plus policy and what does it cover?

  Fast Cover's Domestic Plus policy is a travel insurance policy for Aussies travelling in Australia, provided the travel destination is at least 200kms from your home. The Domestic Plus policy

• What is Standard Saver Travel Insurance?

  Fast Cover’s Standard Saver travel insurance policy is designed for travellers who want essential protection for their trip without the full range of benefits included in a Comprehensive policy. It

• What does Single travel insurance cover?

  Fast Cover’s Single travel insurance policy is designed to cover solo adult travellers or those travelling with up to 10 dependants, provided they meet the definition of a dependant under our PDS.

• How do I choose a Standard Saver travel insurance policy?

  Choosing a Standard Saver travel insurance policy depends on your trip type, budget, and the level of protection you want. Fast Cover’s Standard Saver policy offers essential cover at a lower cost

• What is a DUO policy?

  A Duo policy under Fast Cover Travel Insurance is a policy designed for a traveller and another person they are travelling with on the same itinerary for at least 75% of the trip who is listed in the

• What is the Comprehensive policy and what does it cover?

  The Comprehensive policy is considered as Fast Cover’s most popular level of cover by many and provides highest level of cover for international trips compared to Standard Saver or Basics. It

• What is the Basics policy and what does it cover?

  The Basics policy offered by Fast Cover Travel Insurance provides cover for international travel and includes benefits that focuses on emergency medical care. By way of summary, it provides cover

• What happens if I can claim from someone else?

  If you can claim from anyone else, we will only make up the difference (less applicable excess). If you can make a claim against someone in relation to a loss or expense covered under the policy and

• Do I have to wait until I am back in Australia to submit a claim?

  You can make a claim while you are still overseas or when you return home. Our claims consultants are able to email claim forms to you, however you will still be required to provide original

• How much cover is provided for Trip Disruption Expenses?

  The maximum cover for Trip Disruption Expenses depends on your policy type: Comprehensive: $50,000* Standard Saver: $30,000* Basics: No cover Domestic Plus: $50,000* Frequent Traveller Saver:

• How much am I covered for Trip Resumption Expenses?

  The maximum cover for Trip Resumption Expenses depends on your policy type: Comprehensive: $3,000* Standard Saver: $2,000* Basics: No cover Domestic Plus: $3,000* Frequent Traveller Saver: $3,000*

• How much am I covered for Overseas Hospital Cash Payment?

  The maximum cover for Overseas Hospital Cash Payment depends on your policy type: Comprehensive: $5,000* Standard Saver: No cover Basics: No cover Domestic Plus: No cover Frequent Traveller Saver:

• How much am I covered for Trip Cancellation Expenses?

  The maximum cover for Trip Cancellation Expenses depends on your policy type and age at the time of purchase: Comprehensive: Unlimited* Standard Saver: Up to $25,000* Basics: No cover Domestic:

• What happens to any money claimed by me that is recovered from a third party?

  We will apply any money we recover from someone else under a right of 'Assistance of Recovery' in the following order: To us, our administration and legal costs arising from the recovery To us, an amo

• Can I extend my snow policy but remove the snow cover for the extended dates?

  If you have a Snow Sports Plus policy and wish to extend this policy, it would not be possible to remove the snow sports cover from your policy. If you wish to end your snow sports cover, you would

• Does COVID-19 cancellation and disruption cover include meal costs?

  If you need to quarantine or isolate because you test positive for COVID-19, there is no cover for additional food expenses during your original travel dates. However, if your trip extends beyond

• Do I have to pay the bill for medical claims and then claim them back when I return home?

  Yes, if you have received medical treatment, you must keep the receipt and obtain a medical certificate advising of the injury, illness or sickness and the treatment received. You can then claim the

• Can I buy a policy while I am overseas?

  If you’ve already left Australia without travel insurance, or if your existing cover has recently expired, you may still be able to buy an Already Overseas policy with Fast Cover, depending on your

• What are the most common scams in Southeast Asia?

  Common scams include motorbike rental scams, fake tour guides, and overpriced merchandise, among other things. Always research and use reputable companies. Remember scammers can always come up with

• Where do I find other coupon codes for travel insurance?

  Coupon codes are mostly published on discount or community websites such as Finder.com.au. You can also find special deals and offers for other parts of your holiday such as flights, accommodation,

• Is there a limit to the number of times that I can claim for the same item?

  There is no limit to the number of times that you can submit a claim for a particular item, as long as it is not for the same incident or event, and benefit limits and sub-limits still apply For

• How much does travel insurance cost?

  The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to: Which countries you're travelling to The duration of your trip Your

• If we are unsure whether we are going skiing, can we upgrade to a ski policy later?

  Yes, you may be able to upgrade to a Snow Sports Plus policy while you are already overseas by paying the difference in premium. Another option is to purchase a separate Snow Sports Plus Already

• Does Personal Liability cover apply when renting a vehicle?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. You should check the insurance that you have with the car rental

• Can travel insurance cover me if I fall victim to a scam?

  Depending on your chosen policy, and your particular circumstances, travel insurance may be able to cover some losses from scams, such as theft and fraud-related expenses. However, it’s important to

• Can I buy a travel insurance policy just for the second part of my trip?

  You may be able to buy a Fast Cover policy if you are already overseas for the later part of your trip, provided you meet the eligibility criteria for an already overseas policy. You will need to be

• What is a sub-limit under Fast Cover Travel Insurance policy?

  A Sub-Limit is the maximum dollar amount we will pay to cover a specific item, event or loss which we have described under a broader section benefit limit. Example: If you have the comprehensive

• I have a policy without snow sports cover, but can I be covered for snow sports for just a part of my trip?

  To have cover for snow sports, you have two options: 1) You can upgrade your whole policy to a Snow Sports Plus policy and pay the additional premium, or 2) You can purchase a separate Snow Sports

• Can I buy Snow cover just for the time that I am skiing?

  Snow Sports cover isn’t usually available just for part of your trip, as the Snow Sports Plus policy normally applies to your whole journey. However, you may be able to purchase a separate Snow

• How much is travel insurance for cruises?

  The cost of a cruise travel insurance policy depends on the type of cruise trip that you will be taking amongst other factors. There are many considerations in the cost of travel insurance for

• How do I find out about my policy and its terms and conditions?

  To properly understand the policy's significant features, benefits and risks you need to carefully read the Product Disclosure Statement (PDS) for more detail: 'Before you buy this policy there are

• What should I be aware of before buying a Fast Cover travel insurance policy?

  Before purchasing a policy, it’s important to make sure it suits your needs, your personal and financial circumstances, travel plans, and eligibility. Here are some of the key things to keep in mind:

• Does travel insurance cover Airbnb bookings?

  Airbnb and other holiday rentals can be covered under your travel insurance in the same way as hotels or other prepaid accommodation. If you need to cancel or your trip is disrupted for a covered

• What are some common safety risks for backpackers?

  While backpacking can be an exciting adventure, it is important to stay aware of potential safety risks including the following: Petty theft and pickpocketing, particularly in crowded tourist areas

• What happens when I apply for a travel insurance policy?

  When you apply for the policy, we will confirm with you details about your trip, including but not limited to the period of cover, your destination, travellers to be listed on your policy, existing