Search results for Personal Liability Insurance

1475 articles found

• How can I make a travel insurance claim if my group policy has the organiser’s contact details instead of mine?

  If your travel insurance was purchased as part of a group booking, the contact details on your policy (such as the email address and phone number) may belong to other people instead of you. That

• What is the Adventure Pack?

  Not all activities are automatically covered on our list of Covered Sports and Leisure Activities. If you purchase the Adventure Pack, it can provide cover for the following listed amateur sports and

• What happens if my medical condition changes before I travel, even if it’s listed as covered on my Certificate of Insurance?

  If you have changes in health after you purchase your policy but before you depart on your trip, you must complete a new medical screening. Example of changes in health includes: the occurrence of

• I am currently on visa; can I take out another travel insurance for a new trip when I’m back in Australia?

  Cover is available to temporary residents of Australia if you meet the following eligibility criteria: You are a non-permanent resident who holds a valid Medicare card, or you are covered by an

• I have a heart condition but full medical cover through work. Can I still buy travel insurance for cancellation and other benefits?

  You can still buy a Fast Cover travel insurance policy if you want cover for Trip Cancellation, Luggage, Trip Disruption, and other non-medical benefits available, even if you already have full

• Do I need to upgrade my travel insurance to a higher region if I’m only stopping over for less than 48 hours?

  If your stopover in a destination that is not listed on your policy or not included in the region listed on your policy, is less than 48 hours and you do not leave the airport, you do not need to

• How long am I covered for?

  The period of coverage under your Fast Cover Travel Insurance is specified in your Certificate of Insurance and varies depending on the type of policy you have purchased and the duration of your

• Can I return home during my policy period and then resume travelling overseas on the same policy?

  You may be eligible to continue your trip under the same Fast Cover travel insurance policy if you return temporarily to your home in Australia, provided that certain conditions outlined in the

• Can I return home during my trip and continue travelling under the same policy?

  Depending on your circumstances and policy type, you may be eligible to continue your trip under the same Fast Cover travel insurance policy if you return temporarily to your home in Australia,

• Is my pre-existing medical condition covered?

  By way of basic overview, cover will not be available for the following unless approved by us: • For any new medical condition you suffered during the term of your existing policy or change to any

• What is your duty to take reasonable care not to make a misrepresentation?

  You have a duty to take reasonable care not to make a misrepresentation whenever you apply to vary, extend, or reinstate your insurance. Before you enter into this contract of insurance, you have a

• What is a DUO policy?

  A Duo policy under Fast Cover Travel Insurance is a policy designed for a traveller and another person they are travelling with on the same itinerary for at least 75% of the trip who is listed in the

• Does Rental Vehicle Excess cover the full cost of repairing the hire car?

  No. Rental Vehicle Excess cover reimburses either the rental vehicle insurance excess or the cost of repairing the rental vehicle, whichever is lower, up to the benefit limit on your Certificate of

• Who is the Insurer or Underwriter for my policy?

  Fast Cover Pty Ltd (ABN 98 143 196 098) is an Australian Financial Services Licensee (AFSL 538708) authorised by the Australian Securities and Investments Commission (ASIC) to issue, deal in, and

• Can I claim for the cost of my airline ticket if it was paid for by someone else?

  Depending on the policy chosen and the circumstances of your claim, you may be eligible to claim for the cost of your airline ticket, even if it was paid for by someone else provided certain

• Can friends travelling to Canada on the IEC visa buy a Duo policy together?

  Travellers participating in the IEC visa program can choose to buy a Duo policy if there are two of you travelling together. A Duo policy allows both travellers to be covered under the same policy

• How do I find out about my policy and its terms and conditions?

  To properly understand the policy's significant features, benefits and risks you need to carefully read the Product Disclosure Statement (PDS) for more detail: 'Before you buy this policy there are

• Can I buy a policy for only a part of my domestic trip?

  You can apply for a policy for part of your domestic trip (before your trip starts). You can purchase a travel insurance policy that covers only a specific portion of your domestic trip. This may be

• What visa do I need to have to be able to buy a policy?

  For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance

• How does Fast Cover car rental excess cover work?

  Fast Cover can cover rental vehicle insurance excess on eligible policies, either automatically included or available as an optional extra, depending on the policy you choose. Overseas: Rental

• Am I covered if a natural disaster such as a hurricane or volcanic eruption, occurs during my trip?

  You may be eligible for cover under your Fast Cover travel insurance policy if your trip is disrupted or cancelled due to an unexpected natural disaster, depending on the type of policy you hold,

• Does the Rental Vehicle Excess benefit provide cover for caravan hire?

  Our policy definition of Rental Vehicle, does not include caravans, which are intended to be towed behind a vehicle. Our rental vehicle insurance excess benefit provides cover for the excess

• If I need a green card can I purchase a policy?

  If you are a temporary resident of Australia, you would be eligible to purchase a policy with us, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an

• What if my policy expires while I'm still processing a claim?

  Your travel insurance claim with Fast Cover can still be processed even if your policy has expired. As long as the event that led to your claim occurred during the period of your policy cover, your

• What should I do if the travel dates on my policy are wrong?

  If you have entered the wrong travel dates on your Fast Cover Travel Insurance policy, you may request to change your travel dates by: Logging into your policy on our website: Visit Fast Cover - Your

• Can I take out a policy if I'm 90 years of age or over?

  We can offer travel insurance to travellers who were aged 89 at the time the policy was purchased, but will be 90 years of age at the time of travel. We're not able to offer travel insurance to

• What happens after I buy my policy?

  Once you buy your travel insurance policy, your Certificate of Insurance and a copy of the Product Disclosure Statement (PDS) will be sent to you by email. If you’d like a printed copy, you can

• Can I buy a policy if I don't have a Medicare card?

  If you are a temporary resident of Australia, and you don't have a Medicare card, you would still be eligible to purchase a policy with us, provided: You are a non-permanent resident who holds a

• Can I buy a policy if I am NOT an Australian citizen?

  You may be eligible for cover under a Fast Cover Travel Insurance policy if you are a temporary resident of Australia, provided you meet all of the following conditions at the time of purchase: ✓ You

• What is Trip Resumption Expenses?

  Trip Resumption Expenses benefit provides cover for you to continue your trip after it was interrupted due to circumstances as detailed in the Product Disclosure Statement. This benefit is available

• Am I covered for hiking up to Everest Base Camp?

  Fast Cover Travel Insurance does not automatically cover you for hiking to Everest Base Camp. If you plan to hike up to the Everest Base Camp, you must purchase the optional Adventure Pack as an

• Is dog sledding covered?

  Cover for dog sledding is available under the Fast Cover Travel Insurance policy, provided it is a recreational, non-competitive activity. You are not required to purchase the Snow Sports Plus policy

• What are the General Exclusions?

  General Exclusions are circumstances or events that are not covered under any section of your Fast Cover travel insurance policy. These exclusions apply regardless of the type of policy you hold.

• What is ‘Rental Vehicle Excess Benefit’?

  When you hire a rental vehicle, the rental company will usually include insurance for damage or theft of the vehicle. If something happens, you are normally required to pay an insurance excess to the

• What country does Bali belong to?

  Bali is an island of Indonesia, so if you are taking a holiday in Bali, select 'Indonesia (Bali)' or 'Bali' when buying your Bali travel insurance. A travel insurance policy for Bali will provide you

• Is cover available for animal conservation and handling activities?

  Animal conservation and handling activities are included as listed activities under the Adventure Pack. This means you must purchase the Adventure Pack add-on with your Fast Cover travel insurance

• What is the Worldwide region?

  For the purposes of Fast Cover travel insurance, selecting the Worldwide region provides cover for travel to: North, Central, and South America (including the United States, Hawaii, and the

• What is the Asia region?

  For the purpose of Fast Cover Travel Insurance, selecting the Asia region provides cover for travel to: Asia (including Bali, Indonesia, Japan; excluding the Russian Federation and the Middle East)

• Am I covered if I can’t go on my trip because I need to self-isolate due to being deemed a close contact?

  Under our PDS there is no cover if you cannot go on your trip or your trip is disrupted because you are deemed to be a close contact of someone who has been diagnosed with COVID-19 unless the person

• Where is Fast Cover based?

  Fast Cover Travel Insurance is based in Australia. Our friendly customer service, claims and emergency assistance teams are all based in Australia. When you speak to one of our travel insurance

• What do I need before travelling to Bali?

  Before going to Bali from Australia, research your destinations and activities so you can pack accordingly. Ensure your passport is valid and check visa requirements. Consider purchasing travel

• Can I get a policy if I am going on a working holiday to Canada?

  Yes, our policies will cover you for a working holiday in Canada for a maximum of 24 months. You would need to purchase your policy for an initial 12 months, and up to a month before your policy

• Am I eligible to purchase a policy if I hold a Bridging Visa?

  You may be eligible for cover under a Fast Cover Travel Insurance policy if you are a temporary resident of Australia, provided you meet all of the following conditions at the time of purchase: ✓ You

• Can I cancel my policy and get a full refund within 24 hours?

  We are flexible when it comes to cancelling your Fast Cover Travel Insurance policy, provided you meet the cancellation terms and conditions of your policy. We offer a 25-day Cooling-Off Period from

• Who are the Underwriters of Fast Cover?

  Fast Cover travel insurance policies are arranged, administered and varied in accordance with the binder issued to Fast Cover by certain underwriters at Lloyd's, led by Canopius Managing Agents

• What do I need before travelling to France?

  Before you travel to France from Australia, make sure to research your travel destinations and the activities you will do in France, so that you can pack accordingly. Ensure your passport is valid

• What do I need before travelling to Switzerland?

  Before you travel to Switzerland from Australia, make sure to research your travel destinations and the activities you will do in Switzerland, so that you can pack accordingly. Ensure your passport

• What do I need before travelling to Spain?

  Before you travel to Spain from Australia, make sure to research your travel destinations and the activities you will do in Spain, so that you can pack accordingly. Ensure your passport is valid and

• What do I need before travelling to Turkey?

  Before you travel to Turkey from Australia, make sure to research your travel destinations and the activities you will do in Turkey, so that you can pack accordingly. Ensure your passport is valid

• What do I need before travelling to Germany?

  Before you travel to Germany from Australia, make sure to research your travel destinations and the activities you will do in Germany, so that you can pack accordingly. Ensure your passport is valid