Search results for Personal Liability Insurance

1475 articles found

• Is my wheelchair covered while I’m travelling?

  Your wheelchair can be considered as part of your Luggage and Personal Effects. It’s treated as an unspecified item, which means it has a limit of up to $750 under the standard limits. If you’d like

• My friend is a professional snow sports instructor, but not employed at the ski resort that I am skiing at, am I covered to do off-piste skiing with him?

  Our PDS provides that you must do off-piste skiing with a professional snow sports instructor which is defined in our PDS. This is because we require that they (must) have been trained in all aspects

• Do you cover for hiking?

  Hiking peaking at altitudes below 3000 meters, is included under Fast Cover travel insurance policies, and where specialist climbing equipment is not required. (Expeditions to or on the Kokoda Track

• Am I covered if I have a general doctor or dental check-up while I’m overseas?

  The following advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right

• Am I covered if an airline, cruise line, bus line, or rail authority refuses me boarding?

  There is cover for cancellation, rescheduling fees and lost deposits for travel and accommodation arrangements that you have paid in advance and cannot recover in any other way (such as a travel

• Why don't you offer cover for the country I am travelling to?

  Fast Cover provides travel insurance for many destinations worldwide, but we are unable to offer cover for every country. You can check whether your destination is covered by entering the country

• What should I do if my camera is damaged while travelling?

  If your camera is damaged during your trip, you should protect it from further harm and gather evidence of the damage. Keep any receipts, warranty details, or proof of purchase, as these will help

• What happens if one traveller on a Duo policy wants to extend their trip?

  With a Duo policy, both travellers are normally covered for the same trip dates and itinerary. If one traveller decides to return home while the other wants to stay travelling, a new policy will need

• I have a local motorcycle licence, but not an Australian motorcycle licence - am I covered?

  You are NOT automatically covered to ride a motorcycle, moped or scooter. For cover to be available to ride a motorcycle, moped or scooter you need to: Take out the Motorcycle Pack and pay the

• How do I get a quote for multiple countries in one trip?

  When getting a quote for travel to multiple countries, you will need to list all of those countries. Alternatively, select one of the four geographical regions: South Pacific, Asia, Europe and/or

• Does the unlimited cancellation benefit apply to the first trip on a Frequent Traveller Saver policy?

  The cancellation benefit on a Frequent Traveller Saver policy begins on the start date you choose when you set up your policy. This means it’s up to you whether cover begins straight away or only

• One of my trips is longer than the number of days on my Frequent Traveller Saver policy. What do I do?

  One of my trips is longer than the number of days on my Frequent Traveller Saver policy, what do I do? If your trip is going to be longer than the trip duration you’ve chosen on your Frequent

• What happens if a country I’m travelling to is changed to a ‘Reconsider Your Need to Travel’ warning?

  Your Fast Cover travel insurance policy may provide cover for claims arising from or associated with travel to a country (or part of a country) that has been assigned a ‘Reconsider Your Need to

• What sports and leisure activities are automatically covered under my policy?

  Your Fast Cover policy provides automatic cover for a range of non-contact sports and leisure activities, subject to the terms, conditions, exclusions, and benefit limits outlined in the Product

• Is my phone covered if I accidentally drop it and it breaks?

  A phone that is accidentally damaged, such as being dropped and broken, may be considered under the Luggage and Personal Effects benefit if this cover is included in your policy. The claim will be

• What Geographical Region does my destination fall under?

  For Fast Cover's travel insurance purposes: Region Name Destinations Worldwide North, Central & South America (including Hawaii and the Caribbean), Africa, Middle East, Antarctica, Antarctica Scenic

• What is 'Trip Cancellation Expenses' cover?

  The Trip Cancellation Expenses benefit can reimburse you for cancellation fees, rescheduling costs, and lost deposits for pre-paid travel and accommodation that you can’t recover elsewhere, if you

• What is 'Special Event Transport expenses' cover?

  The Special Event Transport Expenses benefit provides cover for reasonable additional travel expenses if your scheduled transport is unable to convey you to your special event because it is

• What is considered specialist climbing equipment?

  Although the term ‘Specialist Climbing Equipment’ is not defined in the Product Disclosure Statement, it generally refers to gear or devices specifically designed for specialised climbing activities

• Am I covered if my domestic flight is cancelled at the beginning of my trip?

  If your domestic flight is cancelled at the beginning of your trip, depending on the policy taken out with Fast Cover, our Trip Cancellation Expenses benefit, Travel Delay Expenses benefit, or

• I am not happy with my claim outcome, what do I need to do?

  If you’re not satisfied with the outcome of your claim, we’ll do our best to work with you to resolve the issue. There is a formal process you can follow: Stage 1: Contact us Inform us of your

• What should I do if I have lost my phone while travelling?

  If your phone is lost during your trip, you should first take steps to try to locate it, such as contacting your accommodation, transport provider, or local lost property offices. You must do the

• What is the difference between a Frequent Traveller Saver and Single trip policy?

  Both the Frequent Traveller Saver and Single Trip policies can cover you for overseas journeys and even allow you to return home during your policy period. The key difference lies in how often you

• I can't find my policy, what should I do?

  If you can’t find your policy documents or confirmation email, there are a few things you can try: Check your email inbox – Search for keywords like “Fast Cover” or “Certificate of Insurance”. Also

• I'm doing backcountry skiing with a professional guide, but not a professional snow sports instructor. Am I covered?

  Cover may be available for backcountry skiing with a professional snow sports instructor provided: You have taken out a Snow Sports Plus policy or Domestic Plus policy You are 69 years of age or