Search results for rental vehicle excess

84 articles found

• Are leased cars covered under the Rental Vehicle Excess?

  No, Leased cars would NOT be covered under the Rental Vehicle Insurance Excess cover. For more information, refer to our Product Disclosure Statement (PDS).

• I'm hiring my campervan from Camplify, am I eligible for the Rental Vehicle Insurance excess cover?

  No, rental vehicle insurance excess cover only applies to campervans rented from a licensed motor vehicle rental company. You can find out more information on our Rental Vehicle Insurance Excess

• What is Rental Vehicle Excess Cover?

  The Rental Vehicle Excess cover on your policy pays the excess charged by your Rental Vehicle company should you have an accident and need to claim. Note: You only have this cover if you chose the

• Do I still need to buy Rental Vehicle insurance if I am covered by your Rental Vehicle Excess cover?

  Yes, Rental Vehicle Excess cover does NOT take the place of car rental insurance. You still need to buy car rental insurance. The Rental Vehicle Excess cover ONLY covers the 'Excess' component of

• Are campervans or motorhomes covered under Rental Vehicle Excess?

  Yes, campervans and motorhomes are covered under the Rental Vehicle Excess benefit as long as it does not exceed 4.5 tonnes and is rented from a licensed motor vehicle rental company. Note: You only h

• Does the rental vehicle insurance excess cover apply to peer-to-peer car rental companies such as Turo?

  No, rental vehicle insurance excess cover only applies to rental vehicles rented from a licensed motor vehicle rental company. For more information, refer to our Product Disclosure Statement (PDS).

• Are convertibles covered under Rental Vehicle Excess?

  Yes, convertibles are considered a sedan. Note: You only have Rental Vehicle Insurance Excess cover if you have paid the additional premium to add this cover to your policy Cover is subject to the pol

• Are trailers covered in the rental vehicle excess?

  No, trailers are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan/mot

• Does Rental Vehicle Excess Cover apply to valuables?

  Rental Vehicle Excess cover only covers the EXCESS component of your car rental insurance. However, our overseas Comprehensive, Standard Saver, Snow Sports Plus and Frequent Traveller Saver policies

• Are golf buggies covered by Rental Vehicle Excess Insurance?

  No, golf buggies are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan

• How much am I covered for Rental Vehicle Excess?

  Benefit Limits for Rental Vehicle Excess: Comprehensive: Option of Rental Vehicle Excess cover up to $5000 or $8000 for extra fee Standard Saver: Option of Rental Vehicle Excess cover up to $5000 or

• How many times can I use the Rental vehicle excess benefit?

  You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits an

• Are Motorcycles covered by the Rental Vehicle Excess benefit?

  No, Motorcycles are not covered under this benefit. Our policies do not provide cover for any motorcycle that you ride. If you require cover for your motorcycle, you should check with the company

• Do the policies automatically cover for Rental Vehicle Insurance Excess?

  Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess. If you require cover under this benefit, you must select from rental vehicle excess cover of either

• What happens if the damage to my rental car is less than the rental car excess?

  If the damage to your rental vehicle is less than the rental vehicle excess you are liable for, we may cover the cost of the repairs to the rental vehicle instead of the rental vehicle insurance

• Am I covered for Collision Waiver Insurance?

  Our policies cover for the Rental Vehicle Insurance Excess portion of the Rental Vehicle Insurance that you need to take out with your car hire company. If your charges are classified by the car hire

• What are Additional Options or Add-ons?

  Additional options or Add-ons are extra cover you can purchase with your policy so you can tailor your policy to suit the type of holiday you're taking. Depending on the policy you choose, Additional

• What is 'Rental Vehicle Insurance Excess'?

  You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Important cover conditions You only have this benefit

• What policy type do I need to take out for my holiday?

  You can choose one of the following Cover types: Single Covers you and your dependants travelling with you. Limits apply to the combined total of all claims made by the travellers (including

• What is the Frequent Traveller Saver policy and what does it cover?

  The Frequent Traveller Saver policy is our 12 month multi trip policy and is available to travellers aged 75 years of age and under. Provides cover for unexpected: cancellation, overseas medical

• What's the differences between Standard Saver and Comprehensive travel insurance?

  Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited

• What are my choices regarding cover for my holiday?

  Under the policy, you choose the cover you require based on your travel arrangements and your cover type depends on the type of cover you want and are eligible to purchase. 1) You can choose one of

• What is the Domestic Plus policy and what does it cover?

  The Domestic policy is for trips taken within Australia where you will be more than 200 kms from your home. The Domestic policy provides cover for unexpected: cancellation, lost/damaged/stolen

• Can I buy rental vehicle insurance excess cover if I am renting a truck?

  No, we can only provide rental vehicle insurance excess cover for sedans and motorhomes. For more information, refer to our Product Disclosure Statement (PDS).

• Can a dependent listed on a travel insurance policy be covered for the rental vehicle insurance excess benefit?

  Travelling together Cover is available for Dependant children if your dependant will be travelling with you for 100% of the trip, and they are listed on both the rental vehicle agreement and

• Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

  You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium Are listed as a driver

• Does the Rental Vehicle Insurance Excess cover both drivers?

  Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you

• Does the rental vehicle insurance excess benefit provide cover for caravan hire?

  No, our policies do not provide cover for caravans. Our rental vehicle insurance excess benefit provides cover for the excess component of the rental vehicle insurance for campervans or motorhomes

• What should I do if my rental car is damaged or stolen?

  You should: 1. Advise your rental car company as soon as you can. 2. The rental car company will put together a repair account and/or quote for the cost of repairing the rental vehicle (sometimes

• If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

  The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will

• Do you really need insurance on a rental car?

  Rental car insurance can limit your liability if your rental car was involved in an accident or stolen. Car rental excess insurance provides cover for the EXCESS component of your car rental

• If I hire an SUV, can I take out rental vehicle insurance excess cover?

  Yes, you can take out rental vehicle insurance excess cover if you will be hiring an SUV. Note: Ensure that the SUV has facilities for you to be able to store your luggage out of sight, like a lockabl

• If I cause damage with my rental car, am I covered for the damage under Benefit 18: Personal Liability

  No, there is no personal liability cover, as we are unable to cover for damage caused by any mechanically propelled vehicle, even if you have taken out rental vehicle insurance excess cover. You

• What happens if my rental vehicle is stolen?

  If your rental vehicle is stolen, you should report the theft as per the rental car insurance policy that you have with the hire car company. If you have purchased the rental vehicle insurance excess

• What are the General Exclusions?

  To the extent permissible by law, we will not pay under any circumstances if: 1. You do not act in a responsible way to protect yourself and your property. 2. You do not do everything you can

• Am I covered if I drive a friend's car when I'm overseas?

  You have medical cover if you are injured in an accident if you drive your friend's car while overseas Note: There is no cover for the car itself, as the Rental Vehicle Insurance Excess cover only app

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself

• If I injure a person or damage their property with a Rental Vehicle, will I be covered?

  No, you are NOT covered. You are also NOT covered for Personal Liability. You should check with the rental vehicle insurance company that you are hiring your rental car from if they are able to

• What does 'Rental Vehicle' mean in the PDS?

  'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle

• I have a quote but I can't see what the excess is?

  For policies purchased BEFORE you have departed Australia: The Standard Excess is $200. You can choose to reduce the Standard Excess to $100 or $0 for an additional fee. It may also depend on the

• What is an Excess?

  Excess is the initial amount that you are required to pay when you make a claim under your policy. The excess on claims depends on the standard excess level you chose at the time that you purchased

• Does public liability cover apply when renting a vehicle?

  No, public liability cover is not applicable if you are operating a motor vehicle. You should check the insurance that you have with the car rental company if this is covered under their insurance.

• We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?

  If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate

• We are travelling as a family but have 2 separate policies because we are leaving at different times. If we have to claim for the same event, do we still have to pay for 2 lots of excess?

  Yes, an excess (if applicable) is payable on each policy even if you are all claiming for the same event. Note: No excess is payable if you have chosen to reduce your excess to $0 and paid the

• Do I have to pay anything if I make a claim?

  You may need to pay an excess if you have to make a claim. This means that any payable excess will need to be deducted from your total claim amount when you make a claim, therefore reducing the

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Note: Eligibility rules apply. See our Product

• Are personal liability and legal costs covered if I was involved in a car accident and I was the driver?

  No, there is no cover in this situation as the accident involved the use of a mechanically propelled vehicle. For more information, refer to our Product Disclosure Statement (PDS).

• If I am liable due to an accident where I was the passenger in a vehicle, are personal liability and legal costs covered?

  Cover is available in this situation. Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

• Can I buy quad bike insurance for Bali?

  Riding a quad bike or recreational all-terrain vehicle in Bali or anywhere in Indonesia is not automatically covered under your Bali insurance policy. You would need to add the Adventure Pack to your

• Am I covered if my luggage is stolen from the locked boot of my unattended car during daylight hours?

  The most we will pay if your luggage and personal effects are stolen from your unattended motor vehicle during daylight hours, provided you have complied with the conditions of cover, is $200 for