Search results for rental vehicle excess

85 articles found

• Are leased cars covered under the Rental Vehicle Excess benefit?

  Leased cars would NOT be covered under the Rental Vehicle Insurance Excess cover. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on

• I'm hiring my campervan from Camplify, am I eligible for the Rental Vehicle Excess cover?

  Rental vehicle insurance excess cover extends to campervans that do not exceed 4.5 tonnes, rented from a licensed motor vehicle rental company including peer-to-peer carsharing platforms. Eligibility

• Do I still need to buy rental vehicle insurance if I am covered by your Rental Vehicle Excess benefit?

  Yes, Rental Vehicle Excess cover does NOT take the place of car rental insurance. You still need to buy car rental insurance. The Rental Vehicle Insurance Excess cover ONLY covers the 'Excess'

• Are campervans or motorhomes covered under the Rental Vehicle Excess benefit?

  Campervans and motorhomes are included under the Rental Vehicle definition in the policy, and therefore included under the Rental Vehicle Excess benefit, as long as it does not exceed 4.5 tonnes and

• Does the Rental Vehicle Excess cover apply to peer-to-peer car rental companies such as Turo?

  Rental vehicle excess insurance applies to a sedan, hatchback or station wagon, four-wheel drive or minibus/people mover, or a campervan/motorhome that does not exceed 4.5 tonnes, rented from a

• Are trucks covered under the Rental Vehicle Excess benefit?

  Trucks are not covered by our rental vehicle insurance excess as they do not meet the definition of a rental vehicle under our PDS. Eligibility criteria, policy terms, conditions, exclusions and

• Are trailers covered under the Rental Vehicle Excess benefit?

  Trailers are not included under the Rental Vehicle definition and therefore are not included under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station

• Does the Rental Vehicle Excess benefit cover both drivers?

  Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you

• Are convertibles covered under the Rental Vehicle Excess benefit?

  Convertibles are generally considered a type of sedan which meet our definition of 'Rental Vehicle’ in the policy wording. Note: You only have Rental Vehicle Insurance Excess cover if you have paid

• Are golf buggies covered under the Rental Vehicle Excess benefit?

  Golf buggies are not covered under the Rental vehicle insurance excess benefit as they do not meet our definition of a rental vehicle under the PDS. Eligibility criteria, policy terms, conditions,

• How many times can I use the Rental Vehicle Excess benefit?

  You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits

• Does the Rental Vehicle Excess benefit provide cover for caravan hire?

  Our policy definition of Rental Vehicle, does not include caravans, which are intended to be towed behind a vehicle. Our rental vehicle insurance excess benefit provides cover for the excess

• Are motorcycles covered under the Rental Vehicle Excess benefit?

  The rental vehicle excess benefit is specifically excluded under the Motorcycle Pack. If you require cover for your motorcycle, you should check with the company that you are hiring the motorcycle

• Does the Rental Vehicle Excess benefit apply to cars hired in Australia?

  Rental vehicle excess benefits apply to cars hired around the world. Whether it’s a year-long adventure in Canada or a short weekend road trip in Australia, our rental car excess benefits will apply

• Can a dependent listed on a travel insurance policy be covered for the Rental Vehicle Excess benefit?

  Travelling together Cover is available for dependant children if your dependant will be travelling with you for 100% of the trip, meets the definition of "dependant’ in our policy wording, and they

• Do the policies automatically cover for Rental Vehicle Insurance Excess?

  Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess. If you require cover under this benefit, you must select from rental vehicle excess cover of either

• What are Additional Options or Add-ons?

  Additional options or Add-ons are extra cover you can purchase with your policy so you can tailor your policy to suit the type of holiday you're taking. Depending on the policy you choose, Additional

• What happens if the damage to my rental car is less than the rental car excess?

  If the damage to your rental vehicle is less than the rental vehicle excess you are liable for, we may cover the cost of the repairs to the rental vehicle instead of the rental vehicle insurance

• What is 'Rental Vehicle Insurance Excess'?

  You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies. Important cover conditions You only have this benefit

• What policy type do I need to take out for my holiday?

  You can choose one of the following Cover types: Single Covers you and your dependants travelling with you. Limits apply to the combined total of all claims made by the travellers (including

• What is the Frequent Traveller Saver policy and what does it cover?

  The Frequent Traveller Saver policy is our 12 month multi trip policy and is available to travellers aged 75 years of age and under. Provides cover for unexpected: cancellation, overseas medical

• What's the differences between Standard Saver and Comprehensive travel insurance?

  Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited

• What are my choices regarding cover for my holiday?

  Under the policy, you choose the cover you require based on your travel arrangements and your cover type depends on the type of cover you want and are eligible to purchase. 1) You can choose one of

• What is the Domestic Plus policy and what does it cover?

  The Domestic policy is for trips taken within Australia where you will be more than 200 kms from your home. The Domestic policy provides cover for unexpected: cancellation, lost/damaged/stolen

• What is a DUO policy?

  A Duo policy under Fast Cover Travel Insurance is a policy designed for a traveller and another person they are travelling with on the same itinerary for at least 75% of the trip who is listed in the

• What is the Basics policy and what does it cover?

  The Basics policy offered by Fast Cover Travel Insurance provides cover for international travel and includes benefits that focuses on emergency medical care. By way of summary, it provides cover

• Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

  You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium, Are listed as a

• If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

  The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will

• What are the General Exclusions?

  To the extent permissible by law, we will not pay under any circumstances if: 1. You do not act in a responsible way to protect yourself and your property. 2. You do not do everything you can

• If I cause damage with my rental car, am I covered for the damage under the Personal Liability benefit?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. You should contact your rental vehicle insurance company

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself

• Does travel insurance cover me for my medical expenses if I drive a friend's car when I'm overseas?

  Depending on the policy chosen and the type of expenses you are seeking, cover may be available under the policy benefits. The Overseas Emergency Medical and Hospital Expenses benefit may be able to

• What does 'Rental Vehicle' mean in the PDS?

  'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle

• How much does insurance cost for a rental vehicle?

  Rental vehicle insurance cost will depend on the company that you are purchasing it from. At Fast Cover, the cost of car rental insurance excess depends on the type of overseas holiday (including but

• I have a quote but I can't see what the excess is?

  For policies purchased BEFORE you have departed Australia: The Standard Excess is $200. You can choose to reduce the Standard Excess to $100 or $0 for an additional fee. It may also depend on the

• What is an Excess?

  Excess is the amount that you are required to pay or bear for each claimable event under your policy. The excess on claims depends on the excess you chose at the time that you purchased your policy

• Does Personal Liability cover apply when renting a vehicle?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. You should check the insurance that you have with the car rental

• Does Fast Cover Travel Insurance cover car hire excess?

  Overseas Travel insurance does not automatically include rental vehicle insurance excess cover. You can choose to cover your rental vehicle insurance excess up to $8000 and pay the additional

• We are travelling as a family but have 2 separate policies because we are leaving at different times. If we have to claim for the same event, do we still have to pay for 2 lots of excess?

  Yes, an excess (if applicable) is payable on each policy even if you are all claiming for the same event. Note: No excess is payable if you have chosen to reduce your excess to $0 and paid the

• We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?

  If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate

• Do I have to pay anything if I make a claim?

  If an excess applies to the particular benefit you are claiming under, you will need to pay or bear the excess if you make a claim. This means that any payable excess will need to be deducted from

• Can I take out a policy if I'm between the ages of 80 - 89?

  If you are between 80-89 years of age at the time of policy purchase, you can purchase a: Comprehensive, Standard Saver, Basics, Domestic Plus Policy. Eligibility criteria, policy terms, conditions,

• Are personal liability and legal costs covered if I was involved in a car accident and I was the driver?

  There is no cover under Fast Cover’s Personal Liability benefit if the accident involved the use of a mechanically propelled vehicle. As each individual’s circumstances are different, we will assess

• Can I buy quad bike insurance for Bali?

  Riding a quad bike or recreational all-terrain vehicle (ATV) in Bali or anywhere in Indonesia is not automatically covered under your travel insurance policy for Bali. Cover is available for quad

• Am I covered if my luggage is stolen from the locked boot of my unattended car during daylight hours?

  The most we will pay if your luggage and personal effects are stolen from your unattended motor vehicle during daylight hours, provided you have complied with the conditions of cover, is $200 for

• What is the meaning of 'Carrier' in the PDS?

  'Carrier' means an aircraft, vehicle, train, tram, cruise ship, ferry, vessel or any other public transport operated under a license for the purpose of transporting passengers. The definition

• How much is domestic travel insurance?

  It can be relatively cheap compared to the cost of your holiday. In fact, if you are considering reducing the excess on your Rental Vehicle, it could potentially save you money as often the total

• Do I need family travel insurance?

  Your family travel insurance can cover you for the unexpected costs of your family holiday, including overseas medical expenses, rental vehicle insurance excess, cancellations due to illness or

• What are your direct deposit details?

  Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the

• My travel plans have changed, what do I do?

  If you want to make changes to your policy, you should contact us as soon as you can to make the relevant changes to your trip. If you do not contact us to amend your policy, you may not have cover