Search results for Personal Liability Insurance

1475 articles found

• Can I cancel my policy if I haven't used it and haven't travelled?

  We are flexible when it comes to cancelling your Fast Cover travel insurance policy provided you meet the cancellation terms and conditions of your policy. The following are some of the key points

• I want to drive a car on my holiday, can I be covered?

  Yes, you are covered if you get injured in an accident while driving a car provided you have a current Australian drivers licence and licence valid for the country you are driving in. The car itself

• Am I covered for Repatriation?

  Depending on the travel insurance policy you have taken out with Fast Cover, cover may be available for repatriation under the following benefits: Overseas 24/7 Emergency Medical Assistance Overseas

• Are convertibles covered under the Rental Vehicle Excess benefit?

  Convertibles are generally considered a type of sedan which meet our definition of 'Rental Vehicle’ in the policy wording. Note: You only have Rental Vehicle Insurance Excess cover if you have paid

• Are contact sports covered?

  Contact sports are NOT automatically covered under the Covered Sports and Leisure Activities listed on your travel insurance policy. For cover to be available for contact sports such as basketball,

• What is the Bicycle Pack and what does it cover?

  The Bicycle Pack is an optional add-on that provides cover for eligible bicycle if it is permanently lost, stolen or accidentally damaged during your trip. Cover is subject to the policy terms,

• What do I need to do to prepare for a backpacking trip?

  Following these practical tips may help you take steps to prepare for a backpacking trip: Research your destinations thoroughly, including safety information and cultural norms Check visa

• Does the definition of an existing medical condition only apply to the policyholder?

  No, the definition of an existing medical condition applies to every traveller listed on your Certificate of Insurance, including dependants. This means that if you, your partner, or any dependants

• Is water abseiling covered?

  Water abseiling is not listed as a covered activity under Fast Cover travel insurance policies. This means there is no cover for any claims arising from participation in water abseiling, regardless

• What type of cover can I choose from?

  Fast Cover offers a range of travel insurance options to suit different trips and budgets. You can choose from: Comprehensive Standard Saver Basics Snow Sports Plus Domestic Plus Frequent Traveller

• Who are Fast Cover?

  We believe in freedom. The freedom that travel inspires, the adventures that stay with you for a lifetime. We believe in the freedom to explore the world, meet its people and marvel at its beauty.

• Am I covered for Scuba Diving?

  Cover may be available under your travel insurance policy for scuba diving or diving under water using an artificial breathing apparatus depending on the depth you are diving. Diving up to 10 metres:

• Are campervans or motorhomes covered under the Rental Vehicle Excess benefit?

  Campervans and motorhomes are included under the Rental Vehicle definition in the policy, and therefore included under the Rental Vehicle Excess benefit, as long as it does not exceed 4.5 tonnes and

• Can I pay for my policy in instalments?

  Yes, you don’t have to pay the full cost of your policy upfront if that doesn’t suit you. Fast Cover offers flexible payment options through PayPal Pay in 4 and Zip Pay, which let you split the cost

• Is ice climbing covered?

  Ice climbing is not covered under Fast Cover travel insurance policies, even if you have purchased the Snow Sports Plus policy. This means there is no cover for any claims arising from participation

• Am I covered if I’ve had a heart attack?

  If you’ve had a heart attack, you may still be able to get travel insurance cover for your medical condition depending on the outcome of your medical screening. You can complete your medical

• Am I covered if I have a stent?

  If you have a stent, you may still be able to get travel insurance cover for your medical condition depending on the outcome of your medical screening. You can complete your medical screening online

• I’ve received a quote but can’t see the excess, how do I check, and what options are available?

  The excess on your travel insurance depends on when the policy was purchased and the option you selected during the quote. If you buy your policy before leaving Australia, you can usually choose from

• What does the Reciprocal Health Care Agreement with Norway provide cover for?

  Australia’s Reciprocal Health Care Agreement (RHCA) with Norway provides cover for certain medical costs. In order for the RHCA to cover your medical costs in Norway, medical care must be: Medically

• How am I assured of a fair decision when making a claim?

  Fast Cover is committed to fair outcomes for all customers. We adopt the General Insurance Code of Practice, which is designed to raise standards of practice and service across the general insurance

• Are motorcycles covered under the Rental Vehicle Excess benefit?

  The rental vehicle excess benefit is specifically excluded under the Motorcycle Pack. If you require cover for your motorcycle, you should check with the company that you are hiring the motorcycle

• Am I covered if I have cancer?

  If you have been diagnosed with cancer, you may still be able to get travel insurance cover for your medical condition depending on the outcome of your medical screening. You can complete your

• Do I need to pay more to get my existing medical condition covered?

  In some cases, you may need to pay an additional premium to include cover for your existing medical or pregnancy condition under your travel insurance policy. To work out if your condition can be

• Can I claim for the optometrist if my eyesight becomes blurry during my trip?

  If your eyesight becomes blurry or you experience vision issues while travelling overseas, and the problem is linked to an unexpected medical condition diagnosed by a qualified medical practitioner

• What is my responsibility if I need to make changes to my policy?

  If you need to make changes to your travel insurance policy, it’s your responsibility to contact Fast Cover as soon as possible so your details stay up to date. This could include changes to your

• If I return home temporarily during my trip, will my overseas cover be suspended?

  Yes. If you return home early for any reason, your cover will be suspended from the time you arrive back in Australia until you leave again to continue your trip. To resume cover, you must have at

• How do I know if I am covered for an event?

  Whether you are covered depends on the terms, conditions, limits, and exclusions set out in your travel insurance policy. The best way to check is to carefully read the Product Disclosure Statement

• Can I buy a policy while I am overseas?

  If you’ve already left Australia without travel insurance, or if your existing cover has recently expired, you may still be able to buy an Already Overseas policy with Fast Cover, depending on your

• Do I need to do a medical screening?

  You may need to do a medical screening if you’d like cover for an existing medical condition or a pregnancy-related condition. We agree to list the relevant medical condition or pregnancy condition

• What do I do if there's a terrorist attack?

  You should take appropriate action to avoid or minimise any danger to yourself and contact the police or relevant authorities for assistance. You should also contact the Emergency Assistance team as

• What is considered a dependant?

  As per our PDS, a Dependant or Dependants means your children or grandchildren or children or grandchildren of whom you are the legal guardian, who are not in full time employment who are aged 20 and

• Can kids be covered under my policy?

  Kids can be covered under a Family or Single policy for both domestic and international trips if they are your children or grandchildren or children or grandchildren for whom you are the legal

• Am I covered if I am taking aspirin as a preventative measure?

  If you are taking prescription medication, or if aspirin has been prescribed in writing by a medical practitioner, and you would like cover for the related medical condition, you’ll need to complete

• What is the South Pacific region?

  For Fast Cover travel insurance purposes, the South Pacific region generally includes countries and territories located in the South Pacific Ocean. These destinations are popular with Aussie

• Am I covered for my existing medical condition?

  Fast Cover Travel Insurance does not automatically provide cover for your existing medical condition(s). Please refer to the Product Disclosure Statement as to what we consider to be an existing

• What happens if the damage to my rental car is less than the rental car excess?

  If the damage to your rental vehicle is less than the rental vehicle excess you are liable for, we may cover the cost of the repairs to the rental vehicle instead of the rental vehicle insurance

• Am I covered for Quad Bike riding?

  You are not automatically covered for quad bike riding under your travel insurance policy. Cover is available for quad biking and recreational all-terrain vehicles (ATV), if you: Take out the

• Will my grandchildren be covered under this policy?

  Grandkids can be covered under a Family or Single policy if they are your own grandchildren (including grandchildren for whom you are the legal guardian) provided they are aged 20 and younger and not

• When does the cancellation cover on my Frequent Traveller Saver policy start?

  With a Frequent Traveller Saver policy, your cancellation cover begins from the start date you choose on your Certificate of Insurance. This means it doesn’t automatically begin on the day you

• What is the maximum trip duration?

  The maximum trip duration depends on the type of policy you choose if and when you decide to buy Fast Cover travel insurance. Single trip policy: With a Single Trip policy (Comprehensive, Standard

• What happens when my policy expires?

  Your travel insurance policy will end on the Return Date you chose when purchasing it. All benefits stop on that date, whether you return home as planned or remain overseas. It’s important to keep

• I still plan to travel during the Coronavirus (COVID-19) pandemic. Will I have cover?

  You can still buy and use travel insurance if you are travelling during the COVID-19 pandemic, but it’s important to understand what is and isn’t covered. Depending on the policy you purchase, you

• Can I make a claim if the item that was lost wasn’t mine?

  Our Luggage and Personal Effects benefit can only cover you for the loss, damage or theft of your own personal items. There is no cover for any items that you take with you on your trip, which are

• What happens if my luggage is stolen from a hire car that has no locked storage area?

  If you are not able to get an SUV with an enclosed boot space or locked storage compartment, and hence the cargo area is exposed, you need to take reasonable measures to ensure that your luggage and

• Will Medicare cover me on a cruise in Australian waters?

  For cruise ships with an on-board doctor: Many Australian travellers mistakenly believe that they’re automatically covered by Medicare if they’re cruising in Australian waters. However, Medicare card

• Can I ride a motorcycle overseas with a licence issued by Motorcycling Australia?

  Fast Cover Travel insurance does not automatically cover you for riding a motorcycle overseas with a license issued by Motorcycling Australia. If you plan to ride or be a passenger on a motorcycle,

• What does the Reciprocal Health Care Agreement with Sweden provide cover for?

  Australia’s Reciprocal Health Care Agreement (RHCA) with Sweden provides cover for certain medical costs. In order for the RHCA to cover your medical costs in Sweden, medical care must be medically

• What can I be covered for on my Australia cruise?

  The level of cover that you have depends on the type of cruise ship you are going on, and the policy you have chosen for your trip, and can include cover for: Cancellation expenses due to unexpected

• Am I covered to ride Quad Bikes in Greece?

  You are not automatically covered to ride a quad bike or recreational all-terrain vehicle (ATV) in Greece under your travel insurance policy. Cover is available to ride a quad bike or recreational

• Am I covered for Bungee Jumping?

  Bungee jumping is included as a listed activity under all Fast Cover travel insurance policies, within Covered Sports and Leisure Activities. Note that it is a condition of cover for all activities