Search results for Personal Liability Insurance

531 articles found

• Do you cover for Personal Liability?

  Our Comprehensive, Snow Sports Plus, Standard Saver, Domestic Plus, Frequent Traveller Plus and Basics policies provide cover for Personal Liability. Cover is subject to the policy terms, conditions,

• Does public liability cover apply when renting a vehicle?

  No, public liability cover is not applicable if you are operating a motor vehicle. You should check the insurance that you have with the car rental company if this is covered under their insurance.

• What does Personal Liability Cover actually mean?

  Personal Liability cover is when you are legally responsible for injury and/or property damage to a third party, due to an accident or a series of accidents. For more information, refer to our

• If I cause damage with my rental car, am I covered for the damage under Benefit 18: Personal Liability

  No, there is no personal liability cover, as we are unable to cover for damage caused by any mechanically propelled vehicle, even if you have taken out rental vehicle insurance excess cover.  You shou

• Is there Personal Liability cover for the Adventure Pack?

  There is no cover under the Personal Liability benefit for the Adventure Pack. For more information, refer to our Product Disclosure Statement (PDS).

• I have been charged for accidentally damaging the benchtop in the apartment that I rented. Can I claim?

  Cover is available under the Personal Liability benefit. Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS). Read more about making

• Are personal liability and legal costs covered if I was involved in a car accident and I was the driver?

  No, there is no cover in this situation as the accident involved the use of a mechanically propelled vehicle. For more information, refer to our Product Disclosure Statement (PDS).

• What is 'Personal liability' cover?

  The Personal Liability benefit provides cover for expenses incurred when you cause injury, and/or property damage in an accident, or series of accidents during your trip. Note: You only have this

• If I am liable due to an accident where I was the passenger in a vehicle, are personal liability and legal costs covered?

  Cover is available in this situation. Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

• How much am I covered for Personal Liability?

  Benefit Limits for Personal Liability: Comprehensive: Single, DUO & Family policies: $5 000 000* Standard Saver: Single, DUO & Family policies: $2 500 000* Basics: Single, DUO & Family policies: $1

• What is the Privacy Statement?

  We value your privacy. Our Privacy Policy, available at fastcover.com.au/privacy, sets out how we protect your personal information. Fast Cover Pty Ltd are subject to the privacy principles under the

• Do I need to tell you the amount of the input tax credit for my policy?

  How GST affects your claim if you are a business traveller If you are entitled to claim an input tax credit in respect of a cost for which a claim is made, or would be entitled to an input tax credit

• What does 'unspecified items' mean in the PDS?

  'unspecified items' means luggage and personal effects that have not been listed as covered on your certificate of Insurance with a nominated sum insured. For more information, refer to our Product

• What is the difference between 'lost' and 'unsupervised' items?

  A “lost” item means: Any personal item owned by you, that is no longer in your possession and cannot be found or recovered. An “unsupervised” item means: when you do not leave your luggage and

• What is covered under the 'Luggage and Personal Effects' benefit?

  This benefit provides cover for damage, loss or theft of your own personal items which you take with you on your trip. Depending on your situation, up to the limits for this benefit, we may at our

• Can I still claim if I've left my luggage and personal effects unsupervised in a public place?

  There are times when we will not pay if you have not reasonably looked after your luggage and personal effects. For example, we will not pay if you transport your jewellery, computer or certain other

• What should I do if I am also covered by another insurance company?

  If any loss, damage or liability covered under our policy is covered by another insurance policy, you must give us details.  If you make a claim under one insurance policy and you are paid the full am

• Can I buy travel insurance if I have a visa?

  For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance

• What does 'Unsupervised' mean?

  'Unsupervised' means: When you do not leave your luggage and personal effects in a secure place; or Leaving your luggage and personal effects with a person you did not know prior to commencing your tr

• How long do I have to lodge my travel insurance claim?

  You can make a claim while you are still overseas or when you return home. However it's important you make your claim as soon as possible. If you take too long, there may be problems confirming your d

• I have health insurance from an overseas company. Can I get an Already Overseas policy?

  No, a local health policy does not quality as a travel insurance policy, and hence does not satisfy our conditions regarding purchasing an Already Overseas policy. For more information, refer to our

• What if my new policy costs less than the value of my Credit?

  If your Credit is greater than the total cost of the policy, the balance of your Credit will remain and you can use it for another policy.

• What happens after my Credit expires?

  Your Credit expires on the Expiration date and you need to arrange a new policy and apply your Credit before this date. After this date, any unused Credit will be forfeited.

• Can I get a refund for my Credit?

  Credits cannot be exchanged for a cash refund and must be used prior to the Expiration date.

• Does travel insurance have gst?

  Domestic and Frequent Traveller Saver policies include a GST component. International policies do not charge GST.

• What does travel insurance cover?

  Travel insurance can cover you for the unexpected and unforeseen events that may occur when you go on holidays like: cancellations, overseas medical emergencies and evacuation, lost or stolen belongin

• Am I covered if I leave my skis unlocked outside the cafe for 15 mins, and they are stolen?

  No, there is no cover if you have left your skis unsupervised. Note: You must take all reasonable precautions to safeguard your skis and personal belongings.  If you leave your luggage and personal ef

• How do the sub-limits for luggage apply if I have the Basics policy with luggage cover up to $2 000?

  The sub-limits as stated in our Product Disclosure Statement (PDS) would still apply if you have a Basics policy, but the maximum you can claim for will be capped at $2000. For example: The sub-limit

• When do I get my travel insurance documents?

  Your travel insurance documents including your policy certificate, emergency contact numbers and Product Disclosure Statement (PDS) will be emailed to you as soon as your payment has been processed. I

• Is travel insurance compulsory?

  Travel insurance is not compulsory, however, medical expenses in some countries can be very expensive. If you don't have travel insurance that covers you for those expenses, you will have to pay for t

• When should you buy travel insurance?

  It is recommended that you buy your policy when you spend any money or make deposits on booking flights, cruises, hotels or tours for your holiday. You can buy a policy up to 12 months prior to your

• How do I choose travel insurance?

  When looking to purchase a travel insurance policy for Bali, you should consider what type of holiday you plan to take, what you want to be covered for and whether the policy you are looking at will

• Does travel insurance cover terrorism?

  You may have cover for any medical costs if you're injured as a result of a terrorist attack. However, there's no cover for the costs of cancelling your holiday because you're worried about a

• Do I really need travel insurance?

  Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen

• Is it worth it to get travel insurance?

  The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected

• What if my new policy exceeds the value of my Credit?

  If the total cost of your new policy exceeds the value of your Credit, the entire Credit value must be used and you will be charged for the balance.

• How much is my laptop covered for?

  Laptops are covered up to a maximum of $3000 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Traveller Saver policy, you can specify additional

• Can I increase the value on my watch?

  Dress watches (eg Rolex and Tag Heuer) are considered jewellery, and can only be covered up to a maximum of $750. It is not possible to increase the value of these type of watches. Smart watches (eg

• Which travel insurance policy is best for me?

  You should find a policy that suits the type of trip that you are taking. Are you cruising? Hiring a rental vehicle? Concerned about travel delays or missing your flight connection? These type of ques

• Which travel insurance companies cover natural disasters?

  Travel insurance companies can provide cover for unexpected events including natural disasters such as volcanic eruptions and earthquakes. Cover would depend on when you purchased your policy, when

• How much does travel insurance cost?

  The cost of travel insurance is calculated on your specific trip and considers a number of factors including: Which countries you're travelling to The duration of your trip Your age today The type of

• What is the best travel insurance?

  The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for unexpected medical and hospital expenses, cancellation

• What is the General Insurance Code of Practice?

  The Insurance Council of Australia Limited has developed the General Insurance Code of Practice (“the Code”), which is a voluntary self-regulatory code. The Code aims to raise the standards of

• What is 'Delay of Luggage and personal effects' cover?

  This benefit reimburses you for expenses you incur if you have to purchase essential items of clothing and personal items because your luggage is delayed, misdirected or misplaced by your carrier for

• Am I covered if my luggage is delayed on the final leg of my trip home?

  There is no cover if your luggage and personal effects are delayed on the final leg of your return trip home. However, if your luggage and personal effects are delayed during a stop-over on your way

• Is travel insurance tax deductible?

  Please speak to your accountant or tax agent who can assist in answering questions about tax issues.

• Can travel insurance be claimed on income tax?

  Please speak to your accountant or tax agent who can assist in answering questions about tax issues.

• Can you buy travel insurance after booking your flight?

  You can buy it any time before or after you have booked flights, accommodation, cruises or tours. You can even book it right up until you are boarding a flight if you are a last-minute person or have

• Will the cost of my new policy be the same as my old policy?

  There are a number of factors that determine the cost of any new policy, so the cost may not be the same. These factors include (but are not limited to) your new trip details such as your new travel

• Am I covered for Ambulance costs if I have a Domestic Plus Policy?

  No, you would need to claim it on your Private Health Insurance if you have it or pay the Ambulance bill. For more information, refer to our Product Disclosure Statement (PDS).